Kenton County property record for 416 W 22nd St, Covington, KY 41014
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 900 sqft |
| Lot Size | 0.006 acres (280 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Dec 2025) |
| Tax Bill | $556 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-21-03-026.00 |
| Primary APN | 055-21-03-026.00 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 900 sqft Finished Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Block |
| Lot Area | 280 sqft (0.006 acres) |
| Lot Dimensions | 140 ft deep x 2 ft wide |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 416 W 22ND ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOOAR DANIEL PT LOTS 42-43-44 27 1/2'X 140' NS 22ND 175' W HOWELL |
| Legal Subdivision | MOOAR DANIEL |
| Legal Lot Number | 42,43 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 65000 |
416 W 22nd St is owned and occupied by an individual who bought it in December 2025.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 416 W 22ND ST, COVINGTON, KY 41014-1606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2025 | Deed of Trust, Mortgage · Commercial Mortgage PAJ FUND I LLC |
| Dec 11, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2025 · Amount on File |
| Deed Sale | Dec 11, 2025 · Amount on File |
| Prior Sale | May 28, 2025 · Amount on File |
| Deed Document Number | 2025104 |
| Deed Book / Page | 379 / 928 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 416 W 22ND ST, COVINGTON, KY 41014-1606 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1056 MAPLE AVE, FLORENCE, KY 41042-1222 |
| Document Number | 0005900163 |
|---|---|
| Date | Sep 8, 2025 |
| Book Page | KCM 684/270 |
| Instrument | 25090805900163 |
| Name | PAJ FUND I LLC |
|---|---|
| Type | Lending Institution |
| Address | PHOENIX, AZ 85028 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 2 Months |
| Due | Nov 27, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 11, 2025 |
| Property Address | 416 W 22ND ST, COVINGTON, KY 41014-1606 |
| Document Number | 0005900104 |
| Book / Page | KC 379 / 928 |
| Instrument Date | Dec 9, 2025 |
| Instrument | 25121105900104 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2026 |
| Title Company | TECHNE TITLE AGENCY INC, TECHNETITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1056 MAPLE AVE, FLORENCE, KY 41042-1222 |
| Name | Verified Name |
|---|---|
| Address | 416 W 22ND ST, COVINGTON, KY 41014-1606 |
| Document Number | 0005900111 |
|---|---|
| Date | Dec 11, 2025 |
| Instrument | 25121105900111 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
The 2025 property tax bill for 416 W 22nd St was $556.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $175,000 (+316.67%) Land $10,000 Building $165,000 | $175,000 (+316.67%) Land $10,000 Building $165,000 | |
| 2025 | $556.00 | $42,000 Land $5,000 Building $37,000 | $42,000 Land $5,000 Building $37,000 |
| 2023 | $559.00 | $42,000 Land $5,000 Building $37,000 | $42,000 Land $5,000 Building $37,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 416 W 22nd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 416 W 22nd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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