425 W 22nd St, Covington, KY 41014 Property Records

Kenton County property record for 425 W 22nd St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,272 sqft · built 1921
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Jan 2015)
Tax Bill	$1,126 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-21-04-005.00`

Property Details

APN / Parcel Number

Primary APN	`055-21-04-005.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,272 sqft Finished Area
Gross Area	1,650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Exterior Material	Brick
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	425 W 22ND ST
City	COVINGTON
State	KY
Zip	41014-1673
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAMBERT WM LOTS 13-14
Legal Subdivision	LAMBERT WM
Legal Lot Number	13-14
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3015
Census Tract	65000

Owner

Source: Kenton County records · APN 055-21-04-005.00

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	425 W 22ND ST, COVINGTON, KY 41014-1673
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 16, 2015 · Amount on Record
Deed Sale	Jan 16, 2015 · Amount on Record
Prior Sale	Sep 12, 2008 · Amount on Record
Deed Document Number	201501 16 059 00180
Deed Book / Page	5571 / 143
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	425 W 22ND ST, COVINGTON, KY 41014-1673
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900204
Date	Apr 12, 2022
Book Page	360/60
Instrument	22041205900204

Lender

Name	JLB CORP
Type	Mortgage Company
Address	CINCINNATI, OH 45242

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,126.00 (-0.53%)	$85,000 (-) Land $5,000 Building $80,000	$85,000 (-) Land $5,000 Building $80,000
2023	$1,132.00	$85,000 Land $5,000 Building $80,000	$85,000 Land $5,000 Building $80,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 465 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.