415 W 22nd St, Covington, KY 41014 Property Records

Kenton County property record for 415 W 22nd St, Covington, KY 41014

Property Summary

Property TypeOther Improved
Details3,742 sqft · built 1913
Lot Size0.12 acres (5,227 sqft)
OwnerCompany Name on Record
Last Sale$140,000 (Feb 2021)
Tax Bill$1,550 (2025)
Deeds & MortgagesSep 2021 Sale
Feb 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN055-23-03-001.00

Property Details

APN / Parcel Number

Primary APN055-23-03-001.00

Interior

Stories2 Stories
Building Area3,742 sqft Finished Area
Gross Area4,087 sqft

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions90 ft deep x 56 ft wide

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address415 W 22ND ST
CityCOVINGTON
StateKY
Zip41014-1605
Property CategoryOther
Property TypeOther > Other Improved
Legal DescriptionLAMBERT WM LOTS 8-9
Legal SubdivisionLAMBERT WM
Legal Lot Number8-9
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3016
Census Tract65000

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1250 AUDUBON RD, PARK HILLS, KY 41011-1904
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2021Warranty Deed, Transfer
Feb 9, 2021Quit Claim Deed, Transfer · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Feb 1, 2017Grant Deed, Transfer · FHA Mortgage
CONGRESSIONAL BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 9, 2021 · Amount on Record
Deed SaleFeb 9, 2021 · Amount on Record
Prior SaleFeb 1, 2017 · Amount on Record
Deed Document Number20215900005
Deed Book / Page70 / 847
Prior Transfer DateJan 6, 2021
Prior Transfer Doc0000000005
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 27, 2021
Property Address415 W 22ND ST, COVINGTON, KY 41014-1605
Document Number0005900087
Book / Page120 / 425
Instrument DateSep 22, 2021
Instrument21092705900087
Transaction TypeTransfer
Record UpdatedOct 6, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1250 AUDUBON RD, 1250, PARK HILLS, KY 41011-1904

Transferred To (Grantee/Buyer)

NameVerified Name
Address1250 AUDUBON RD, PARK HILLS, KY 41011-1904

February 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateFeb 9, 2021
Property Address415 W 22ND ST, COVINGTON, KY 41014-1605
Document Number0005900005
Book / Page70 / 847
Instrument DateJan 6, 2021
Instrument21020905900005
Transaction TypeTransfer
Record UpdatedSep 29, 2023
Title CompanyLANDSEL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address415 W 22ND ST, COVINGTON, KY 41014-1605

Mortgage

Document Number0005900006
DateFeb 9, 2021
Book Page165/633
Instrument21020905900006
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateFeb 1, 2017
Property Address415 W 22ND ST, COVINGTON, KY 41014-1605
Document Number0000000026
Book / Page0C6086 / 000296
Instrument DateJan 31, 2017
Instrument26
Transaction TypeTransfer
Record UpdatedMay 16, 2017
Title CompanyKENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$117.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 W 22ND ST COVINGTON KY 410141605, COVINGTON, KY 41014-1605

Mortgage

Document Number27
DateFeb 1, 2017
Book Page0C6086/000299
Instrument27
Lender
NameCONGRESSIONAL BK
TypeBank
AddressBETHESDA, MD 20817
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 31, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$140,000 (+19.66%) Land $20,000 Building $120,000$140,000 (+19.66%) Land $20,000 Building $120,000
2025$1,550.00 (-0.51%)$117,000 (-) Land $15,000 Building $102,000$117,000 (-) Land $15,000 Building $102,000
2023$1,558.00 (+0.84%)$117,000 (-) Land $15,000 Building $102,000$117,000 (-) Land $15,000 Building $102,000
2022$1,545.00$117,000 Land $15,000 Building $102,000$117,000 Land $15,000 Building $102,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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