418 W 22nd St, Covington, KY 41014 Property Records

Kenton County property record for 418 W 22nd St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 854 sqft · built 1904
Lot Size	0.09 acres (3,960 sqft)
Owner	2 Individual Names on Record
Tax Bill	$556 (2025)
Deeds & Mortgages	Jul 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`055-21-03-027.00`

Property Details

APN / Parcel Number

Primary APN	`055-21-03-027.00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	854 sqft Finished Area
Gross Area	1,665 sqft

Exterior

Year Built	Built 1904
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Lot Area	3,960 sqft (0.09 acres)
Lot Dimensions	144 ft deep x 27.5 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0552103027.00
Street Address	418 W 22ND ST
City	COVINGTON
State	KY
Zip	41014-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOOAR DANIEL PT LOTS 42-43-44 27.5'X 144'NS 22ND 202.5' W HOWELL
Legal Subdivision	MOOAR DANIEL
Legal Lot Number	42,43
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3011
Census Tract	65000

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1602 MARCELLA DR, FT WRIGHT, KY 41011-3750
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2003
Deed Sale	Oct 29, 2003
Prior Sale	Jun 24, 1997 · Amount on Record
Deed Document Number	0000192035
Deed Book / Page	C-1920 / 035
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 24, 2026
Property Address	418 W 22ND ST, COVINGTON, KY 41014-1606
Document Number	0000016006
Book / Page	465 / 614
Instrument Date	Jul 1, 2026
Instrument	202616006
Transaction Type	Transfer
Record Updated	Aug 7, 2026
Title Company	NORTHWEST AR TITLE, NORTHWEST TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,878.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1056 MAPLE AVE, FLORENCE, KY 41042-1222

Mortgage

Document Number	0000016007,
Date	Jul 24, 2026
Book Page	465/619
Instrument	202616007

Lender

Name	PAJ FUND I

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Apr 1, 2027

Interest

Rate	6.53%
Max Rate	-1%

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$556.00 (-0.54%)	$42,000 (-) Land $5,000 Building $37,000	$42,000 (-) Land $5,000 Building $37,000
2023	$559.00	$42,000 Land $5,000 Building $37,000	$42,000 Land $5,000 Building $37,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20