Schenectady County and Schenectady City property record for 423 Summit Ave, Schenectady, NY 12307 · Last verified April 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1910 |
| Square Footage | 2,472 sqft Total Area |
| Lot Size | 3,675 sqft (0.084 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $180,000 (2024) |
| Tax Bill | $5,605.00 (2025) |
| Primary APN | 421500 49.32-2-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Building Area | 2,472 sqft Total Area |
| 1st Floor | 1,236 sqft 1st Floor |
| 2nd Floor | 1,236 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 3,675 sqft (0.084 acres) |
| Depth X Width | 105 ft x 35 ft Depth x Width |
| Porch Area | 284 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 423 SUMMIT AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12307-1718 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Description | 229 PARTS OF 2 WOOD AND GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 3.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | SCHENECTADY |
| Census Blockgroup | 3 |
| Census Block | 3005 |
| Census Tract | 21002 |
Source: Schenectady County and Schenectady City records · APN 421500 49.32-2-3
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 843 OAKWOOD AVE, SCHENECTADY, NY 12303-1228 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 01, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 15, 2018 | Trustee's Deed, Foreclosure Result of a Foreclosure Auction |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 08, 2024 · Amount on Record |
| Deed Sale | Oct 08, 2024 · Amount on Record |
| Prior Sale | May 15, 2018 · Amount on Record |
| Deed Doc Number | 202459605 |
| Deed Book / Page | 2139 / 350 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 423 SUMMIT AVE, SCHENECTADY, NY 12307-1718 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2022 |
| Title Company | LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 1652 BRADLEY ST, SCHENECTADY, NY 12304-1016 |
| Document Number | 0000027650 |
|---|---|
| Date | May 24, 2022 |
| Book Page | 5229/397 |
| Instrument | 202227650 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 423 SUMMIT AVE, SCHENECTADY, NY 12307-1718 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000034346 |
|---|---|
| Date | Aug 01, 2019 |
| Book Page | 4927/839 |
| Instrument | 201934346 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 15, 2018 |
| Property Address | 423 SUMMIT AVE, SCHENECTADY, NY 12307-1718 |
| Document Number | 0000020865 |
| Book / Page | 001987 / 000264 |
| Instrument Date | May 15, 2018 |
| Instrument | 20865 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 01, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $80.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1652 BRADLEY ST SCHENECTADY NY 123041016, SCHENECTADY, NY 12304-1016 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,605.00 (+7.66%) | $93,800 (-) Land $14,100 Building $79,700 | $155,324 (+30.82%) Land $23,348 Building $131,976 |
| 2023 | $93,800 (-) Land $14,100 Building $79,700 | $118,734 (+3.8%) Land $17,848 Building $100,886 | |
| 2022 | $93,800 Land $14,100 Building $79,700 | $114,390 Land $17,195 Building $97,195 | |
| 2021 | $5,206.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures