423 Summit Ave, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 423 Summit Ave, Schenectady, NY 12307 · Last verified April 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms6 Beds
Bathrooms2 Baths
Year BuiltBuilt 1910
Square Footage2,472 sqft Total Area
Lot Size3,675 sqft (0.084 acres)
OccupancyOwner Occupied
Last Sale$180,000 (2024)
Tax Bill$5,605.00 (2025)

Property Details

APN / Parcel Number

Primary APN421500 49.32-2-3
Alternative APN
  • 150004903200020030000000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Building Area2,472 sqft Total Area
1st Floor1,236 sqft 1st Floor
2nd Floor1,236 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area3,675 sqft (0.084 acres)
Depth X Width105 ft x 35 ft Depth x Width
Porch Area284 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address423 SUMMIT AVE
CitySCHENECTADY
StateNY
Zip12307-1718
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal Description229 PARTS OF 2 WOOD AND GARAGE
Legal Block2
Legal Lot Number3.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionSCHENECTADY
Census Blockgroup3
Census Block3005
Census Tract21002

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.32-2-3

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address843 OAKWOOD AVE, SCHENECTADY, NY 12303-1228
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 24, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 01, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 15, 2018Trustee's Deed, Foreclosure
Result of a Foreclosure Auction

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 08, 2024 · Amount on Record
Deed SaleOct 08, 2024 · Amount on Record
Prior SaleMay 15, 2018 · Amount on Record
Deed Doc Number202459605
Deed Book / Page2139 / 350
Record RefreshedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address423 SUMMIT AVE, SCHENECTADY, NY 12307-1718
Transaction TypeMortgage
Record UpdatedJun 10, 2022
Title CompanyLEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1652 BRADLEY ST, SCHENECTADY, NY 12304-1016

Mortgage

Document Number0000027650
DateMay 24, 2022
Book Page5229/397
Instrument202227650
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address423 SUMMIT AVE, SCHENECTADY, NY 12307-1718
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000034346
DateAug 01, 2019
Book Page4927/839
Instrument201934346
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2049

May 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSCHENECTADY NY
Recording DateMay 15, 2018
Property Address423 SUMMIT AVE, SCHENECTADY, NY 12307-1718
Document Number0000020865
Book / Page001987 / 000264
Instrument DateMay 15, 2018
Instrument20865
Transaction TypeForeclosure
Record UpdatedJun 01, 2018

Transaction

AmountAmount Recorded
Tax$80.00
Amount AccuracyConfirmed
Additional
  • Result of a Foreclosure Auction
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1652 BRADLEY ST SCHENECTADY NY 123041016, SCHENECTADY, NY 12304-1016

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,605.00 (+7.66%)$93,800 (-) Land $14,100 Building $79,700$155,324 (+30.82%) Land $23,348 Building $131,976
2023$93,800 (-) Land $14,100 Building $79,700$118,734 (+3.8%) Land $17,848 Building $100,886
2022$93,800 Land $14,100 Building $79,700$114,390 Land $17,195 Building $97,195
2021$5,206.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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