Schenectady County and Schenectady City property record for 418 Summit Ave, Schenectady, NY 12307 · Last verified August 2026
| Property Type | Vacant Land > Residential |
|---|---|
| Lot Size | 5,227 sqft (0.12 acres) |
| Last Sale | $139,000 (2026) |
| Primary APN | 421500 49.24-2-13.12 |
|---|
| Lot Area | 5,227 sqft (0.12 acres) |
|---|---|
| Depth X Width | 155 ft x 34.5 ft Depth x Width |
| Street Address | 418 SUMMIT AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12307-1719 |
| Property Usage | Residential Property Usage |
| Type | Vacant Land > Residential |
| Legal Block | 2 |
| Legal Lot Number | 13.012 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | SCHENECTADY |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 21002 |
Source: Schenectady County and Schenectady City records · APN 421500 49.24-2-13.12
Assessment roll updated April 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 528 MUMFORD ST, SCHENECTADY, NY 12307-1707 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 08, 2026 | Warranty Deed, Transfer · Conventional Mortgage SARATOGA ABSTRACT, SARATOGA ABSTRACT LLC |
| Apr 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 08, 2026 · Amount on Record |
| Deed Sale | Apr 08, 2026 · Amount on Record |
| Deed Doc Number | 20267895 |
| Deed Book / Page | 2169 / 883 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 08, 2026 |
| Property Address | 418 SUMMIT AVE, SCHENECTADY, NY 12307-1719 |
| Document Number | 0000007895 |
| Book / Page | 2169 / 883 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 2026.7895 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Title Company | SARATOGA ABSTRACT, SARATOGA ABSTRACT LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $56,156.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 528 MUMFORD ST, SCHENECTADY, NY 12307-1707 |
| Document Number | 0000007896, |
|---|---|
| Date | Apr 08, 2026 |
| Instrument | 2026.7896 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000007897, |
|---|---|
| Date | Apr 08, 2026 |
| Instrument | 2026.7897 |
| Amount | Amount Recorded |
|---|
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 27, 2026 |
| Property Address | 418 SUMMIT AVE, SCHENECTADY, NY 12307-1719 |
| Document Number | 0000009626 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 20269626 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 528 MUMFORD ST, SCHENECTADY, NY 12307-1707 |
| Document Number | 0000009626, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 20269626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.26% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $10,100 Land $10,100 | $16,725 Land $16,725 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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