421 Summit Ave, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 421 Summit Ave, Schenectady, NY 12307 · Last verified May 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	6 Beds
Bathrooms	2 Baths
Architecture Style	Traditional
Year Built	Built 1910
Square Footage	2,572 sqft Total Area
Lot Size	3,675 sqft (0.084 acres)
Last Sale	$308,000 (2026)
Tax Bill	$4,736.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 49.32-2-4`
Alternative APN	`150004903200020040000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	13 Rooms
Building Area	2,572 sqft Total Area
1st Floor	1,286 sqft 1st Floor
2nd Floor	1,286 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional Style
Exterior Material	Composition/Composite Exterior
Lot Area	3,675 sqft (0.084 acres)
Depth X Width	105 ft x 35 ft Depth x Width
Porch Area	380 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	421 SUMMIT AVE
City	SCHENECTADY
State	NY
Zip	12307-1703
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Description	2 WOOD
Legal Block	2
Legal Lot Number	4.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	3
Census Block	3005
Census Tract	21002

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.32-2-4

Assessment roll updated April 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	653 CLEVELAND ST, 1, BROOKLYN, NY 11208-3507
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 29, 2026 · Amount on Record
Deed Sale	Apr 29, 2026 · Amount on Record
Prior Sale	Oct 20, 2008 · Amount on Record
Deed Doc Number	20269967
Deed Book / Page	2171 / 449
Prior Transfer Date	Sep 09, 1996
Prior Transfer Doc	1505000035
Record Refreshed	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 29, 2026
Property Address	421 SUMMIT AVE, SCHENECTADY, NY 12307-1703
Document Number	0000009967
Book / Page	2171 / 449
Instrument Date	Apr 27, 2026
Instrument	2026.9967
Transaction Type	Transfer
Record Updated	May 06, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$124,432.00
Amount Accuracy	Calculated from Tax (Full/Partial Unknown)
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009968,
Date	Apr 29, 2026
Instrument	2026..9968

Lender

Name	CONTOUR MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,736.00 (+11.04%)	$59,900 (-) Land $9,000 Building $50,900	$99,189 (+30.82%) Land $14,903 Building $84,286
2023		$59,900 (-) Land $9,000 Building $50,900	$75,823 (+3.8%) Land $11,392 Building $64,431
2022		$59,900 Land $9,000 Building $50,900	$73,049 Land $10,976 Building $62,073
2021	$4,265.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.