422 Summit Ave, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 422 Summit Ave, Schenectady, NY 12307 · Last verified August 2026

Property Summary

Property TypeResidential Vacant Land
Details6 bd · 2 ba · 1,772 sqft · built 1900
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on File
Last Sale$139,000 (Feb 2026)
Tax Bill$1,179 (2024)
Deeds & MortgagesFeb 2026 Mortgage
Feb 2026 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN421500 49.24-2-14.1

Property Details

APN / Parcel Number

Primary APN421500 49.24-2-14.1
Alternative APNs
  • 150004902400020140000000
  • 421500 49.24-2-14.12

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area1,772 sqft Total Area
1st Floor Area880 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,920 sqft (0.09 acres)
Lot Dimensions125 ft deep x 31.9 ft wide
PorchSlab
Porch Area402 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number421500 49.24-2-14.1
Street Address422 SUMMIT AVE
CitySCHENECTADY
StateNY
Zip12307-1719
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionPART OF 2 WOOD AND GARAGE
Legal Block2
Legal Lot Number14.012
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3002
Census Tract21002

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.24-2-14.1

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address36 LAKESHORE DR, 1A, WATERVLIET, NY 12189-2910
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2026Deed of Trust, Mortgage · Second Mortgage (Down Payment)
CITY OF SCHENECTADY
Feb 18, 2026Warranty Deed, Transfer · Conventional Mortgage
M & T BANK
Oct 25, 2019Correction Deed
NOT AVAILABLE
Sep 20, 2019Correction Deed
NOT AVAILABLE
Sep 06, 2019Tax Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 18, 2026 · Amount on Record
Deed SaleFeb 18, 2026 · Amount on Record
Prior SaleSep 23, 2024 · Amount on Record
Deed Document Number20263335
Deed Book / Page2166 / 450
Prior Transfer DateOct 24, 2019
Prior Transfer Doc0000048700
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address422 SUMMIT AVE, SCHENECTADY, NY 12307-1719
Transaction TypeMortgage
Record UpdatedApr 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address422 SUMMIT AVE, SCHENECTADY, NY 12307-1719

Mortgage

Document Number0000003817
DateFeb 24, 2026
Instrument202603817
Lender
NameCITY OF SCHENECTADY
TypeGovernment Agency
AddressSCHENECTADY, NY 12305
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 18, 2026
Property Address422 SUMMIT AVE, SCHENECTADY, NY 12307-1719
Document Number0000003335
Map ReferenceSH 1-3 MAP P-366
Instrument DateFeb 04, 2026
Instrument202603335
Transaction TypeTransfer
Record UpdatedApr 21, 2026
Title CompanySMPR TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$556.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1 STONEBREAK RD, MALTA, NY 12020-4425

Transferred To (Grantee/Buyer)

NameVerified Name
Address36 LAKESHORE DR APT 1A, 1A, WATERVLIET, NY 12189-2910

Mortgage

Document Number0000003336
DateFeb 18, 2026
Instrument202603336
Lender
NameM & T BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

Mortgage

Document Number0000003337
DateFeb 18, 2026
Instrument202603337
Lender
NameNEW YORK STATE HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressNEW YORK, NY 10022
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

October 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionSCHENECTADY NY
Recording DateOct 25, 2019
Property Address422 SUMMIT AVE, SCHENECTADY, NY 12307-1719
Document Number0000048700
Book / Page002022 / 000790
Instrument DateOct 24, 2019
Instrument48700
Record UpdatedNov 12, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

September 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionSCHENECTADY NY
Recording DateSep 20, 2019
Property Address422 SUMMIT AVE, SCHENECTADY, NY 12307-1719
Document Number0000042254
Book / Page002020 / 000487
Instrument DateSep 18, 2019
Instrument42254
Record UpdatedOct 11, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

September 2019: Tax Deed, Transfer

Document TypeTax Deed
JurisdictionSCHENECTADY NY
Recording DateSep 06, 2019
Property Address422 SUMMIT AVE, SCHENECTADY, NY 12307-1719
Document Number0000039878
Book / Page002019 / 000268
Instrument DateAug 27, 2019
Instrument39878
Transaction TypeTransfer
Record UpdatedOct 08, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,600 (-86.11%) Land $7,600$12,585 (-81.82%) Land $12,585
2024$1,179.00
2023$54,700 Land $13,900 Building $40,800$69,241 Land $17,595 Building $51,646

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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