Schenectady County and Schenectady City property record for 424 Summit Ave, Schenectady, NY 12307 · Last verified August 2026
| Property Type | Vacant Land > Residential |
|---|---|
| Lot Size | 3,920 sqft (0.09 acres) |
| Last Sale | $139,900 (2026) |
| Primary APN | 421500 49.24-2-14.11 |
|---|
| Lot Area | 3,920 sqft (0.09 acres) |
|---|---|
| Depth X Width | 125 ft x 31.9 ft Depth x Width |
| Street Address | 424 SUMMIT AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12307-1719 |
| Property Usage | Residential Property Usage |
| Type | Vacant Land > Residential |
| Legal Block | 2 |
| Legal Lot Number | 14.011 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | SCHENECTADY |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 21002 |
Source: Schenectady County and Schenectady City records · APN 421500 49.24-2-14.11
Assessment roll updated April 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 891 EMMETT ST, SCHENECTADY, NY 12307-1636 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment TRUSTCO BANK |
| Jan 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage TRUSTCO BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 15, 2026 · Amount on Record |
| Deed Sale | Jan 15, 2026 · Amount on Record |
| Deed Doc Number | 20261146 |
| Deed Book / Page | 2164 / 602 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 424 SUMMIT AVE, SCHENECTADY, NY 12307-1719 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000030264 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 202530264 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 15, 2026 |
| Property Address | 424 SUMMIT AVE, SCHENECTADY, NY 12307-1719 |
| Document Number | 0000001146 |
| Instrument Date | Dec 12, 2025 |
| Instrument | 202601146 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2026 |
| Title Company | SMPR TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 STONEBREAK RD, MALTA, NY 12020-4425 |
| Name | Verified Name |
|---|---|
| Address | 891 EMMETT ST, SCHENECTADY, NY 12307-1636 |
| Document Number | 0000001147 |
|---|---|
| Date | Jan 15, 2026 |
| Instrument | 202601147 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Feb 04, 2050 |
| Document Number | 0000001148 |
|---|---|
| Date | Jan 15, 2026 |
| Instrument | 202601148 |
| Name | NEW YORK STATE HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | NEW YORK, NY 10022 |
| Amount | Amount Recorded |
|---|
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $13,900 Land $13,900 | $23,017 Land $23,017 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures