4229 Torrence Ave, Hammond, IN 46327 Property Records

Lake County property record for 4229 Torrence Ave, Hammond, IN 46327

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,363 sqft · built 1961
Lot Size	0.114 acres (4,966 sqft)
Owner	Individual Name on File
Tax Bill	$1,972 (2024)
Deeds & Mortgages	Jun 2023 Line of Credit May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-26-36-0204-0014`

Property Details

APN / Parcel Number

Primary APN	`007-26-36-0204-0014`
Alternative APNs	`45-02-25-232-012.000-023` `263602040014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,363 sqft Living Area
Basement Area	1,363 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1995
Construction Type	Brick
Roof Material	Asphalt
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	108 ft deep x 46 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-26-36-0204-0014
Old Parcel Number	263602040014
Street Address	4229 TORRENCE AVE
City	HAMMOND
State	IN
Zip	46327-1431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	M. M. TOWLES 3RD ADD. L.14 BL.1 S.21FT. L.13 BL.1
Legal Subdivision	M M TOWLES 03 ADD/HAMMOND
Legal Block	1
Legal Lot Number	14
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1006
Census Tract	20300

Owner

4229 Torrence Ave is owned and occupied by an individual who acquired it in May 2019.

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4229 TORRENCE AVE, HAMMOND, IN 46327-1431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 22, 2019	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK SB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2019
Deed Sale	May 22, 2019
Deed Document Number	2019 030315
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	4229 TORRENCE AVE, HAMMOND, IN 46327-1431
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019304
Date	Jun 21, 2023
Instrument	2023-519304

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	356 Months
Due	Feb 18, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	May 22, 2019
Property Address	4229 TORRENCE AVE, HAMMOND, IN 46327-1431
Document Number	0000030315
Map Reference	MB 2 PG 37
Instrument Date	May 16, 2019
Instrument	2019 030315
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	COMMUNITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4229 TORRENCE AVE, HAMMOND, IN 46327-1431

Mortgage

Document Number	0000030316
Date	May 22, 2019
Instrument	2019 030316

Lender

Name	PEOPLES BANK SB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$205,300 (+39.47%) Land $24,100 Building $181,200	$205,300 (+39.47%) Land $24,100 Building $181,200
2024	$1,972.00 (+11.04%)
2023		$147,200 (+6.36%) Land $25,400 Building $121,800	$147,200 (+6.36%) Land $25,400 Building $121,800
2022	$1,776.00 Homeowner's exemption	$138,400 Land $25,400 Building $113,000	$138,400 Land $25,400 Building $113,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4229 Torrence Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4229 Torrence Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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