4228 Torrence Ave, Hammond, IN 46327 Property Records

Lake County property record for 4228 Torrence Ave, Hammond, IN 46327

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,168 sqft · built 1915
Lot Size	0.175 acres (7,623 sqft)
Owner	Individual Name on Record
Tax Bill	$2,357 (2024)
Deeds & Mortgages	Feb 2018 Mortgage Feb 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`007-26-32-0042-0034`

Property Details

APN / Parcel Number

Primary APN	`007-26-32-0042-0034`
Alternative APNs	`45-02-25-231-031.000-023` `263200420034`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,168 sqft Living Area
Basement Area	692 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1995
Construction Type	Wood
Roof Material	Asphalt
Lot Area	7,623 sqft (0.175 acres)
Lot Dimensions	127 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-26-32-0042-0034
Old Parcel Number	263200420034
Street Address	4228 TORRENCE AVE
City	HAMMOND
State	IN
Zip	46327-1430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BETZ 3RD ADD BL.2 LOTS 29 & 30
Legal Subdivision	BETZ 3RD ADD
Legal Block	2
Legal Lot Number	29,30 30
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1005
Census Tract	20300

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4228 TORRENCE AVE, HAMMOND, IN 46327-1430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2018	Personal Representative Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Feb 16, 2018	Affidavit of Death, Transfer COMMUNITY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2018
Deed Sale	Feb 16, 2018
Prior Sale	Feb 16, 2018
Deed Document Number	2018 010842
Record Updated	Jun 8, 2026

February 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LAKE IN
Recording Date	Feb 16, 2018
Property Address	4228 TORRENCE AVE, HAMMOND, IN 46327-1430
Document Number	0000010842
Instrument Date	Feb 5, 2018
Instrument	2018 010842
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	COMMUNITY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	MERRILLVILLE, 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7224 TYLER CT, MERRILLVILLE, IN 46410-3856

Mortgage

Document Number	0000010843
Date	Feb 16, 2018
Instrument	2018 010843

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

February 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LAKE IN
Recording Date	Feb 16, 2018
Property Address	4228 TORRENCE AVE, HAMMOND, IN 46327-1430
Document Number	0000010841
Instrument Date	Feb 5, 2018
Instrument	10841
Transaction Type	Transfer
Record Updated	Apr 4, 2018
Title Company	COMMUNITY TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7224 TYLER CT MERRILLVILLE IN 464103856, MERRILLVILLE, IN 46410-3856

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$187,900 (+21.62%) Land $32,700 Building $155,200	$187,900 (+21.62%) Land $32,700 Building $155,200
2024	$2,357.00 (+12.67%)
2023		$154,500 (+5.89%) Land $35,800 Building $118,700	$154,500 (+5.89%) Land $35,800 Building $118,700
2022	$2,092.00 Homeowner's exemption	$145,900 Land $35,800 Building $110,100	$145,900 Land $35,800 Building $110,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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