Lake County property record for 4235 Torrence Ave, Hammond, IN 46327
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,920 sqft · built 1955 |
| Lot Size | 0.094 acres (4,095 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $158,317 (Jul 2021) |
| Tax Bill | $2,082 (2024) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-26-36-0204-0017 |
| Primary APN | 007-26-36-0204-0017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,920 sqft Living Area |
| Gross Area | 2,880 sqft |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Family Room | Family Room |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 4,095 sqft (0.094 acres) |
| Lot Dimensions | 108 ft deep x 38 ft wide |
| View / Lot | Alley |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4235 TORRENCE AVE |
|---|---|
| City | HAMMOND |
| State | IN |
| Zip | 46327-1431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | M. M. TOWLES 3RD ADD. S. 1/2 OF L.16 BL.1 ALL OF L.17 BL.1 |
| Legal Subdivision | M. M. TOWLES 3RD ADD |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | NORTH |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 20300 |
4235 Torrence Ave is owned and occupied by two individuals who bought it in July 2021.
Source: Lake County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4235 TORRENCE AVE, HAMMOND, IN 46327-1431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2021 · Amount on File |
| Deed Sale | Jul 28, 2021 · Amount on File |
| Deed Document Number | 2021520175 |
| Prior Transfer Date | Sep 13, 2017 |
| Prior Transfer Doc | 0000063968 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jul 28, 2021 |
| Property Address | 4235 TORRENCE AVE, HAMMOND, IN 46327-1431 |
| Document Number | 0000020175 |
| Map Reference | MB 2 PG 37 |
| Instrument Date | Jul 27, 2021 |
| Instrument | 2021-520175 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4235 TORRENCE AVE, HAMMOND, IN 46327-1431 |
| Document Number | 0000020176 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 2021-520176 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | North Township |
| Municipality | Hammond City |
| Unified School District | Hammond School City (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $173,200 Land $20,900 Building $152,300 | $173,200 Land $20,900 Building $152,300 | |
| 2024 | $2,082.00 | ||
| 2023 | $155,000 (+6.53%) Land $20,900 Building $134,100 | $155,000 (+6.53%) Land $20,900 Building $134,100 | |
| 2022 | $1,878.00 Homeowner's exemption | $145,500 Land $20,900 Building $124,600 | $145,500 Land $20,900 Building $124,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4235 Torrence Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4235 Torrence Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2020 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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