4227 Torrence Ave, Hammond, IN 46327 Property Records

Lake County property record for 4227 Torrence Ave, Hammond, IN 46327

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.01 acres (436 sqft)
Owner	Individual Name on Record
Tax Bill	$16 (2024)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-26-36-0204-0013`

Property Details

APN / Parcel Number

Primary APN	`007-26-36-0204-0013`
Alternative APNs	`45-02-25-232-011.000-023` `263602040013`

Exterior

Lot Area	436 sqft (0.01 acres)
Lot Dimensions	108 ft deep x 4 ft wide

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	007-26-36-0204-0013
Old Parcel Number	263602040013
Street Address	4227 TORRENCE AVE
City	HAMMOND
State	IN
Zip	46327-1431
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	M. M. TOWLES 3RD ADD. N.4FT. L.13 BL.1
Legal Subdivision	M M TOWLES 3RD ADD
Legal Block	1
Legal Lot Number	13
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1006
Census Tract	20300

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4225 TORRENCE AVE, HAMMOND, IN 46327-1431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2019
Deed Sale	Oct 18, 2019
Record Updated	Jun 8, 2026

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE IN
Recording Date	Dec 13, 2019
Property Address	4227 TORRENCE AVE, HAMMOND, IN 46327-1431
Document Number	0000086499
Instrument Date	Oct 18, 2019
Instrument	86499
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	CORELOGIC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4225 TORRENCE AVE HAMMOND IN 463271431, HAMMOND, IN 46327-1431

Mortgage

Document Number	86500
Date	Dec 13, 2019
Instrument	86500

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$800 (+3%) Land $800	$800 (+3%) Land $800
2024	$16.00 (+128.57%)
2023		$200 (-) Land $200	$200 (-) Land $200
2022	$7.00	$200 Land $200	$200 Land $200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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