4225 Torrence Ave, Hammond, IN 46327 Property Records

Lake County property record for 4225 Torrence Ave, Hammond, IN 46327

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,208 sqft · built 1915
Lot Size0.185 acres (8,102 sqft)
OwnerIndividual Name on File
Tax Bill$3,776 (2024)
Deeds & MortgagesDec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN007-26-36-0204-0011

Property Details

APN / Parcel Number

Primary APN007-26-36-0204-0011
Alternative APNs
  • 45-02-25-232-009.000-023
  • 263602040011

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,208 sqft Living Area
Basement Area1,223 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 2000
Construction TypeWood
Roof MaterialAsphalt
Lot Area8,102 sqft (0.185 acres)
Lot Dimensions108 ft deep x 75 ft wide
Garage TypeDetached
Garage Area418 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number007-26-36-0204-0011
Old Parcel Number263602040011
Street Address4225 TORRENCE AVE
CityHAMMOND
StateIN
Zip46327-1431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionM M TOWLE'S 3RD ADD BLK 1 LOTS 10,11,12
Legal SubdivisionM M TOWLES ADD 03
Legal Block1
Legal Lot Number10-12 11
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group1
Census Block1006
Census Tract20300

Owner

4225 Torrence Ave is owned and occupied by an individual who acquired it in December 2019.

Source: Lake County records, as of March 18, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address4225 TORRENCE AVE, HAMMOND, IN 46327-1431
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 13, 2019
Deed SaleDec 13, 2019
Prior SaleJul 19, 2007
Deed Document Number2019 086499
Record UpdatedJun 8, 2026

December 2019: Deed, Transfer

Document TypeDeed
JurisdictionLAKE IN
Recording DateDec 13, 2019
Property Address4225 TORRENCE AVE, HAMMOND, IN 46327-1431
Document Number0000086499
Instrument DateOct 18, 2019
Instrument2019 086499
Transaction TypeTransfer
Record UpdatedAug 8, 2022
Title CompanyGREATER INDIANA TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4225 TORRENCE AVE, HAMMOND, IN 46327-1431

Mortgage

Document Number0000086500
DateDec 13, 2019
Instrument2019 086500
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityHammond City
Unified School DistrictHammond School City (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$254,500 Land $34,100 Building $220,400$254,500 Land $34,100 Building $220,400
2024$3,776.00
2023$203,000 (+6.12%) Land $41,300 Building $161,700$203,000 (+6.12%) Land $41,300 Building $161,700
2022$3,413.00 Homeowner's exemption$191,300 Land $41,300 Building $150,000$191,300 Land $41,300 Building $150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4225 Torrence Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4225 Torrence Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAMMOND WATER WORKS DEPARTMENT
serves 78,384 people · EPA ID IN5245020
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2020
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Torrence Ave

Nearby Streets

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