Charlotte County property record for 42279 Saddleback Trl, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,644 sqft · built 2019 |
| Lot Size | 0.206 acres (8,987 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $590,169 (Sep 2019) |
| Tax Bill | $6,299 (2025) |
| Deeds & Mortgages | Sep 2019 Sale & Mortgage Jun 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 422630303016 |
| Primary APN | 422630303016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,644 sqft Living Area |
| Gross Area | 3,888 sqft |
| 1st Floor Area | 2,644 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,987 sqft (0.206 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 690 sqft |
| Driveway | Driveway |
| Driveway Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 54 sqft |
| Porch | Slab |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 42279 SADDLEBACK TRL |
|---|---|
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-5026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BOZD |
| Legal Description | BABCOCK RANCH COMMUNITY PHASE 1A & TOWN SQUARE LOT 59 4209/1633 4478/1081 3442464 |
| Legal Range | 26E |
| Legal Township | 42S |
| Legal Section | 30 |
| Legal Subdivision | BABCOCK RANCH COMMUNITY PHASE 1A & TOWN |
| Legal Block | 1 |
| Legal Lot Number | 59 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 10100 |
Source: Charlotte County records, as of November 19, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 42279 SADDLEBACK TRL, PUNTA GORDA, FL 33982-5026 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Sep 3, 2019 | Grant Deed, Transfer · Conventional Mortgage STIFEL BK&TR |
| Jun 15, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2019 · Amount on Record |
| Deed Sale | Sep 3, 2019 · Amount on Record |
| Prior Sale | Jun 15, 2017 · Amount on Record |
| Deed Document Number | 20192740314 |
| Deed Book / Page | 4478 / 1081 |
| Last Transfer Date | Aug 15, 2024 |
| Transfer Doc | 0003442464 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Sep 3, 2019 |
| Property Address | 42279 SADDLEBACK TRL, PUNTA GORDA, FL 33982-5026 |
| Document Number | 0044781081 |
| Book / Page | 004478 / 001081 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 2740314 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2019 |
| Title Company | SUNCOAST TITLE COMPANY, SUNCOAST TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,131.18 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 42279 SADDLEBACK TRL PUNTA GORDA FL 339825026, PUNTA GORDA, FL 33982-5026 |
| Document Number | 44781082 |
|---|---|
| Date | Sep 3, 2019 |
| Book Page | 004478/001082 |
| Instrument | 2740315 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | ST LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 2, 2034 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 15, 2017 |
| Property Address | 42279 SADDLEBACK TRL, PUNTA GORDA, FL 33982-5026 |
| Document Number | 0042091633 |
| Book / Page | 004209 / 001633 |
| Instrument Date | Jun 12, 2017 |
| Instrument | 2531543 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,512.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 710 N PLANKINTON AVE #1200 MILWAUKEE WI 532032418, 1200, MILWAUKEE, WI 53203-2418 |
| Investor | Possibly a Property Investor |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,299.00 (-28.49%) | $461,519 (+5.99%) | $674,452 (+11.35%) Land $94,350 Building $580,102 |
| 2024 | $8,808.00 (+0.57%) | ||
| 2023 | $8,758.00 (+4.08%) Homeowner's exemption | $435,449 (+3%) | $605,689 (+8.03%) Land $77,000 Building $528,689 |
| 2022 | $8,415.00 Homeowner's exemption | $422,766 | $560,655 Land $63,750 Building $496,905 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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