Charlotte County property record for 42247 Saddleback Trl, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,234 sqft · built 2021 |
| Lot Size | 0.172 acres (7,494 sqft) |
| Owner | Individual Name on File |
| Last Sale | $539,000 (Jun 2023) |
| Tax Bill | $6,619 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Feb 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-26-30-303-020 |
| Primary APN | 42-26-30-303-020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,234 sqft Living Area |
| Gross Area | 3,112 sqft |
| Flooring | Covered |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Composition/Composite |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 7,494 sqft (0.172 acres) |
| Driveway | Driveway |
| Driveway Area | 360 sqft |
| Parking Spaces | 2 Parking Spaces |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 10004733590 |
|---|---|
| Street Address | 42247 SADDLEBACK TRL |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-5025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BOZD |
| Legal Description | BCR 01A 0000 0063 BABCOCK RANCH COMMUNITY PHASE 1A & TOWN SQUARE LOT 63 4266/1968 4494/1188 4701/1033 3284348 |
| Legal Range | 26E |
| Legal Township | 42S |
| Legal Section | 30 |
| Legal Subdivision | BABCOCK RANCH |
| Legal Phase | 1A |
| Legal Lot Number | 63 |
| Legal Unit | Y |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 10100 |
42247 Saddleback Trl is owned and occupied by an individual who bought it in June 2023.
Source: Charlotte County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 42247 SADDLEBACK TRL, PUNTA GORDA, FL 33982-5025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2023 | Warranty Deed, Transfer · Conventional Mortgage ALLIED FIRST BANK SB |
| Feb 1, 2021 | Special Warranty Deed, Subdivision Related Transfer LENNAR TITLE INC |
| Oct 16, 2019 | Grant Deed, Transfer SUNCOAST TITLE COMPANY, SUNCOAST TITLE CO |
| Dec 22, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2023 · Amount on File |
| Deed Sale | Jun 29, 2023 · Amount on File |
| Prior Sale | Feb 1, 2021 · Amount on File |
| Deed Document Number | 3284348 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 29, 2023 |
| Property Address | 42247 SADDLEBACK TRL, PUNTA GORDA, FL 33982-5025 |
| Document Number | 0003284348 |
| Map Reference | MB 22 PG 6 |
| Instrument Date | Jun 28, 2023 |
| Instrument | 3284348 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Title Company | TRINITY TITLE/TX LLC, TRINITY TITLE OF SWFL LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,773.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9130 SPANISH MOSS WAY, BONITA SPRINGS, FL 34135-2941 |
| Name | Verified Name |
|---|---|
| Address | 42247 SADDLEBACK TRL, PUNTA GORDA, FL 33982-5025 |
| Document Number | 0003284349 |
|---|---|
| Date | Jun 29, 2023 |
| Instrument | 3284349 |
| Name | ALLIED FIRST BANK SB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Jul 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 5.75% |
| Max Rate At Change | 10.7% |
| Index | Other |
| Max Rate | 10.7% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Feb 1, 2021 |
| Property Address | 42247 SADDLEBACK TRL, PUNTA GORDA, FL 33982-5025 |
| Document Number | 0047011033 |
| Book / Page | 4701 / 1033 |
| Map Reference | MB 22 PG 6 |
| Instrument Date | Jan 25, 2021 |
| Instrument | 2899036 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 22, 2023 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,279.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966-6460 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 42247 SADDLEBACK TRL, PUNTA GORDA, FL 33982-5025 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Oct 16, 2019 |
| Property Address | 42247 SADDLEBACK TRL, PUNTA GORDA, FL 33982-5025 |
| Document Number | 0044941188 |
| Book / Page | 004494 / 001188 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 2752489 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2019 |
| Title Company | SUNCOAST TITLE COMPANY, SUNCOAST TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $3,675.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10481 BEN C PRATT/6 MILE CYPRESS PKWY FORT MYERS FL 339666460, FORT MYERS, FL 33966-6460 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 22, 2017 |
| Property Address | 42247 SADDLEBACK TRL, PUNTA GORDA, FL 33982-5025 |
| Document Number | 0042661968 |
| Book / Page | 004266 / 001968 |
| Instrument Date | Dec 20, 2017 |
| Instrument | 2575040 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,341.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 710 N PLANKINTON AVE #1200 MILWAUKEE WI 532032418, 1200, MILWAUKEE, WI 53203-2418 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 42247 Saddleback Trl was $6,619 with a homeowner's exemption.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,619.00 Homeowner's exemption | $482,922 | $510,274 Land $111,000 Building $399,274 |
| 2023 | $9,269.00 (+8.98%) | $435,364 (+1%) | $465,266 (+17.56%) Land $77,000 Building $388,266 |
| 2022 | $8,505.00 | $395,785 Land $63,750 Building $332,035 | $395,785 Land $63,750 Building $332,035 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 42247 Saddleback Trl in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 42247 Saddleback Trl is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures