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42255 Saddleback Trl, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 42255 Saddleback Trl, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,153 sqft · built 2019
Lot Size0.172 acres (7,494 sqft)
Owner2 Trust Names on File
Last Sale$378,300 (Mar 2020)
Tax Bill$6,854 (2025)
Deeds & MortgagesSep 2020 Transfer
Mar 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN422630303019

Property Details

APN / Parcel Number

Primary APN422630303019
Alternative APN
  • 10004733589

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,153 sqft Living Area
Gross Area3,032 sqft
1st Floor Area2,153 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,494 sqft (0.172 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area449 sqft
DrivewayDriveway
Driveway Area432 sqft
Parking Spaces2 Parking Spaces
Pool Area63 sqft
PorchSlab
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address42255 SADDLEBACK TRL
CityPUNTA GORDA
StateFL
Zip33982-5025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBOZD
Legal DescriptionBABCOCK RANCH COMMUNITY PHASE 1A & TOWN SQUARE LOT 62 4416/1732 4553/1388 L/E4630/1096
Legal Range26E
Legal Township42S
Legal Section30
Legal SubdivisionBABCOCK RANCH COMMUNITY PHASE 1A & TOWN
Legal Lot Number62
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1070
Census Tract10100

Owner

42255 Saddleback Trl is owner-occupied and held in a trust since September 2020.

Source: Charlotte County records, as of November 19, 2025

Owner of Record2 Trust Names on File
Mailing Address42255 SADDLEBACK TRL, PUNTA GORDA, FL 33982-5025
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 19, 2020Grant Deed, Subdivision Related Transfer
CALATLANTIC TITLE INC
Mar 18, 2019Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 19, 2020 · Amount on File
Deed SaleMar 19, 2020 · Amount on File
Prior SaleMar 18, 2019 · Amount on File
Deed Document Number20202797067
Deed Book / Page4553 / 1388
Last Transfer DateSep 4, 2020
Transfer Doc0046301096
Record UpdatedJun 8, 2026

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLOTTE FL
Recording DateSep 14, 2020
Property Address42255 SADDLEBACK TRL, PUNTA GORDA, FL 33982-5025
Document Number0046301096
Book / Page004630 / 001096
Instrument DateSep 4, 2020
Instrument2851054
Transaction TypeTransfer
Record UpdatedOct 21, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address37699 NEWBURGH PARK CIR LIVONIA MI 48152, LIVONIA, MI 48152

March 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionCHARLOTTE FL
Recording DateMar 19, 2020
Property Address42255 SADDLEBACK TRL, PUNTA GORDA, FL 33982-5025
Document Number0045531388
Book / Page004553 / 001388
Instrument DateFeb 28, 2020
Instrument2797067
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 28, 2020
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount on Record
Tax$2,648.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address42255 SADDLEBACK TRL PUNTA GORDA FL 339825025, PUNTA GORDA, FL 33982-5025

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLOTTE FL
Recording DateMar 18, 2019
Property Address42255 SADDLEBACK TRL, PUNTA GORDA, FL 33982-5025
Document Number0044161732
Book / Page004416 / 001732
Instrument DateMar 4, 2019
Instrument2692453
Transaction TypeTransfer
Record UpdatedMar 28, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$1,561.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10481 BEN C PRATT/6 MILE CYPRESS PKWY FORT MYERS FL 339666460, FORT MYERS, FL 33966-6460
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 42255 Saddleback Trl was $6,854 with a homeowner's exemption, down 25.8% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,854.00 (-25.85%) Homeowner's exemption$498,667$549,879 Land $94,350 Building $455,529
2024$9,243.00 (+0.51%)
2023$9,196.00 (+4.03%) Homeowner's exemption$470,498 (+3%)$490,249 (+7.32%) Land $77,000 Building $413,249
2022$8,840.00 Homeowner's exemption$456,794 Land $63,750 Building $393,044$456,794 Land $63,750 Building $393,044

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42255 Saddleback Trl in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 518 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies870 units insured
incl. 352 condo units
Nearby Flood Claims11 (1995–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42255 Saddleback Trl is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN AND COUNTRY UTILITY
private · serves 13,427 people · EPA ID FL5084116
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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