Charlotte County property record for 42271 Saddleback Trl, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,456 sqft · built 2019 |
| Lot Size | 0.206 acres (8,988 sqft) |
| Owner | Individual Name on File |
| Last Sale | $625,000 (Dec 2021) |
| Tax Bill | $7,276 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Dec 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-26-30-303-017 |
| Primary APN | 42-26-30-303-017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,456 sqft Living Area |
| Gross Area | 3,410 sqft |
| Flooring | Covered |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Composition/Composite |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 8,988 sqft (0.206 acres) |
| Garage Area | 562 sqft |
| Driveway | Driveway |
| Driveway Area | 780 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 64 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 10004733587 |
|---|---|
| Street Address | 42271 SADDLEBACK TRL |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-5026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BOZD |
| Legal Description | BCR 01A 0000 0060 BABCOCK RANCH COMMUNITY PHASE 1A & TOWN SQUARE LOT 60 4416/1732 4554/423 4901/1029 |
| Legal Range | 26E |
| Legal Township | 42S |
| Legal Section | 30 |
| Legal Subdivision | BABCOCK RANCH |
| Legal Phase | 1A |
| Legal Lot Number | 60 |
| Legal Unit | Y |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 10100 |
42271 Saddleback Trl is owned and occupied by an individual who bought it in December 2021.
Source: Charlotte County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 42271 SADDLEBACK TRL, PUNTA GORDA, FL 33982-5026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Dec 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 20, 2020 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC |
| Mar 18, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2021 · Amount on File |
| Deed Sale | Dec 29, 2021 · Amount on File |
| Prior Sale | Mar 20, 2020 · Amount on File |
| Deed Document Number | 3039573 |
| Deed Book / Page | 4901 / 1029 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 42271 SADDLEBACK TRL, PUNTA GORDA, FL 33982-5026 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 42271 SADDLEBACK TRL, PUNTA GORDA, FL 33982-5026 |
| Document Number | 0046610001 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 4661/1 |
| Instrument | 2872013 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 29, 2021 |
| Property Address | 42271 SADDLEBACK TRL, PUNTA GORDA, FL 33982-5026 |
| Document Number | 0049011029 |
| Book / Page | 4901 / 1029 |
| Map Reference | MB 22 PG 6 |
| Instrument Date | Dec 23, 2021 |
| Instrument | 3039573 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Title Company | PREMIER TITLE S FLORIDA, PREMIER TITLE OF FLORIDA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,375.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42271 SADDLEBACK TRL, PUNTA GORDA, FL 33982-5026 |
| Name | Verified Name |
|---|---|
| Address | 42271 SADDLEBACK TRL, PUNTA GORDA, FL 33982-5026 |
| Investor | Possibly a Property Investor |
| Document Number | 0049011030 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 4901/1030 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Mar 20, 2020 |
| Property Address | 42271 SADDLEBACK TRL, PUNTA GORDA, FL 33982-5026 |
| Document Number | 0045540423 |
| Book / Page | 4554 / 423 |
| Map Reference | MB 22 PG 6 |
| Instrument Date | Mar 3, 2020 |
| Instrument | 2797505 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 7, 2022 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,229.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 42271 SADDLEBACK TRL, PUNTA GORDA, FL 33982-5026 |
| Document Number | 0045540427 |
|---|---|
| Date | Mar 20, 2020 |
| Instrument | 4554/0427 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Mar 18, 2019 |
| Property Address | 42271 SADDLEBACK TRL, PUNTA GORDA, FL 33982-5026 |
| Document Number | 0044161732 |
| Book / Page | 004416 / 001732 |
| Instrument Date | Mar 4, 2019 |
| Instrument | 2692453 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,561.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10481 BEN C PRATT/6 MILE CYPRESS PKWY FORT MYERS FL 339666460, FORT MYERS, FL 33966-6460 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 42271 Saddleback Trl was $7,276 with a homeowner's exemption.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,276.00 Homeowner's exemption | $526,883 | $573,662 Land $111,000 Building $462,662 |
| 2023 | $9,716.00 (+3.91%) Homeowner's exemption | $497,120 (+3%) | $518,275 (+7.38%) Land $77,000 Building $441,275 |
| 2022 | $9,350.00 Homeowner's exemption | $482,641 Land $63,750 Building $418,891 | $482,641 Land $63,750 Building $418,891 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 42271 Saddleback Trl in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 42271 Saddleback Trl is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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