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42263 Saddleback Trl, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 42263 Saddleback Trl, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,533 sqft · built 2020
Lot Size0.206 acres (8,988 sqft)
OwnerIndividual Name on Record
Last Sale$575,000 (Feb 2024)
Tax Bill$2,292 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Jan 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN42-26-30-303-018

Property Details

APN / Parcel Number

Primary APN42-26-30-303-018
Alternative APN
  • 10004733588

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,533 sqft Living Area
Gross Area3,545 sqft
FlooringCovered

Exterior

Year BuiltBuilt 2020
Exterior MaterialComposition/Composite
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area8,988 sqft (0.206 acres)
DrivewayDriveway
Driveway Area608 sqft
Parking Spaces2 Parking Spaces
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number10004733588
Street Address42263 SADDLEBACK TRL
CityPUNTA GORDA
StateFL
Zip33982-5025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBOZD
Legal DescriptionBCR 01A 0000 0061 BABCOCK RANCH COMMUNITY PHASE 1A & TOWN SQUARE LOT 61 4177/323 4494/1188 4686/1178 3365603
Legal Range26E
Legal Township42S
Legal Section30
Legal SubdivisionBABCOCK RANCH
Legal Phase1A
Legal Lot Number61
Legal UnitY
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1070
Census Tract10100

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address42263 SADDLEBACK TRL, PUNTA GORDA, FL 33982-5025
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2024Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Jan 4, 2021Special Warranty Deed, Subdivision Related Transfer
LENNAR TITLE INC
Oct 16, 2019Grant Deed, Transfer
SUNCOAST TITLE COMPANY, SUNCOAST TITLE CO
Mar 15, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2024 · Amount on Record
Deed SaleFeb 2, 2024 · Amount on Record
Prior SaleJan 4, 2021 · Amount on Record
Deed Document Number3365603
Record UpdatedJun 8, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateFeb 2, 2024
Property Address42263 SADDLEBACK TRL, PUNTA GORDA, FL 33982-5025
Document Number0003365603
Map ReferenceMB 22 PG 6
Instrument DateJan 31, 2024
Instrument3365603
Transaction TypeTransfer
Record UpdatedFeb 19, 2024
Title CompanySOUTH FL TITLE INSURERS/BROWAR, SOUTH FL TTL INSURERS OF PAL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,025.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15880 SUGAR HILL DR, PUNTA GORDA, FL 33982-6164

Transferred To (Grantee/Buyer)

NameVerified Name
Address42263 SADDLEBACK TRL, PUNTA GORDA, FL 33982-5025

Mortgage

Document Number0003365604
DateFeb 2, 2024
Instrument3365604
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2054

January 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHARLOTTE FL
Recording DateJan 4, 2021
Property Address42263 SADDLEBACK TRL, PUNTA GORDA, FL 33982-5025
Document Number0046861178
Book / Page4686 / 1178
Map ReferenceMB 22 PG 6
Instrument DateDec 18, 2020
Instrument2888859
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 22, 2023
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
Tax$2,700.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966-6460

Transferred To (Grantee/Buyer)

NameVerified Name
Address42263 SADDLEBACK TRL, PUNTA GORDA, FL 33982-5025

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLOTTE FL
Recording DateOct 16, 2019
Property Address42263 SADDLEBACK TRL, PUNTA GORDA, FL 33982-5025
Document Number0044941188
Book / Page004494 / 001188
Instrument DateOct 15, 2019
Instrument2752489
Transaction TypeTransfer
Record UpdatedNov 1, 2019
Title CompanySUNCOAST TITLE COMPANY, SUNCOAST TITLE CO

Transaction

AmountAmount Recorded
Tax$3,675.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10481 BEN C PRATT/6 MILE CYPRESS PKWY FORT MYERS FL 339666460, FORT MYERS, FL 33966-6460
InvestorPossibly a Property Investor

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLOTTE FL
Recording DateMar 15, 2017
Property Address42263 SADDLEBACK TRL, PUNTA GORDA, FL 33982-5025
Document Number0041770323
Book / Page004177 / 000323
Instrument DateMar 9, 2017
Instrument2507380
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$4,087.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address701 N PLANKINTON AVE #1200 MILWAUKEE WI 53203, 1200, MILWAUKEE, WI 53203
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,292.00 (-66.99%) Homeowner's exemption$193,294 (-42.9%)$519,687 (+9.48%) Land $111,000 Building $408,687
2023$6,944.00 (+4.63%) Homeowner's exemption$338,530 (+3%)$474,679 (+10.1%) Land $77,000 Building $397,679
2022$6,637.00 Homeowner's exemption$328,670$431,119 Land $63,750 Building $367,369

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 518 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies870 units insured
incl. 352 condo units
Nearby Flood Claims11 (1995–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 66% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN AND COUNTRY UTILITY
private · serves 13,427 people · EPA ID FL5084116
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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