422 Emerald Ct, Spring City, PA 19475 Property Records

Chester County property record for 422 Emerald Ct, Spring City, PA 19475

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,824 sqft · built 2022
Lot Size	0.322 acres (14,011 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Feb 2026)
Tax Bill	$1,248 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-5-520`

Property Details

APN / Parcel Number

Primary APN	`21-5-520`
Alternative APN	`2105 05200000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,824 sqft Living Area
Gross Area	3,352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	14,011 sqft (0.322 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	422 EMERALD CT
City	SPRING CITY
State	PA
Zip	19475-1573
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 35 & DWG
Legal Subdivision	AS SHOWN ON OVERALL PLAN
Legal Lot Number	35
Jurisdiction	CHESTER PA
Township / Civil Division	EAST VINCENT
Census Block Group	5
Census Block	5009
Census Tract	311000

Owner

Source: Chester County records · APN 21-5-520

Assessment roll updated May 28, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	422 EMERALD CT, SPRING CITY, PA 19475-1573
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 04, 2026	Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Dec 05, 2022	Deed, Transfer · Conventional Mortgage LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 04, 2026 · Amount on Record
Deed Sale	Feb 04, 2026 · Amount on Record
Prior Sale	Dec 05, 2022 · Amount on Record
Deed Document Number	202612108131
Deed Book / Page	11524 / 601
Record Updated	Sep 20, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTER PA
Recording Date	Feb 04, 2026
Property Address	422 EMERALD CT, SPRING CITY, PA 19475-1573
Document Number	0115240601
Book / Page	11524 / 601
Map Reference	MB 10551 PG 170
Instrument Date	Jan 21, 2026
Instrument	12108131
Transaction Type	Transfer
Record Updated	Mar 06, 2026
Title Company	CLEAR HOME STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 EMERALD CT, SPRING CITY, PA 19475-1573

Mortgage

Document Number	0012108132
Date	Feb 04, 2026
Instrument	12108132

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2056

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTER PA
Recording Date	Dec 05, 2022
Property Address	422 EMERALD CT, SPRING CITY, PA 19475-1573
Document Number	0109851663
Book / Page	10985 / 1663
Map Reference	MB 10551 PG 170
Instrument Date	Oct 25, 2022
Instrument	11957201
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	422 EMERALD CT, SPRING CITY, PA 19475-1573

Mortgage

Document Number	0011957202
Date	Dec 05, 2022
Instrument	11957202

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2052

Tax Assessment & Valuation

Source: Chester County records · Assessment roll updated May 28, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Chester County
County Subdivision	East Vincent Township
Unified School District	Owen J. Roberts School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,248.00 (-89.41%)	$286,920 (-) Land $46,630 Building $240,290	$286,920 (-) Land $46,630 Building $240,290
2025		$286,920 (-) Land $46,630 Building $240,290	$286,920 (-) Land $46,630 Building $240,290
2024	$11,785.00	$286,920 Land $46,630 Building $240,290
1998			$286,920 Land $46,630 Building $240,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chester County (42029C), as of October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 91% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

Based on FCC filings for 118 locations within half a mile of this property.

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