415 Emerald Ct, Spring City, PA 19475 Property Records

Chester County property record for 415 Emerald Ct, Spring City, PA 19475

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,372 sqft · built 2022
Lot Size	0.37 acres (16,095 sqft)
Owner	2 Individual Names on File
Last Sale	$765,790 (Jan 2023)
Tax Bill	$1,209 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-5-533`

Property Details

APN / Parcel Number

Primary APN	`21-5-533`
Alternative APN	`2105 05330000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,372 sqft Living Area
Gross Area	3,683 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	16,095 sqft (0.37 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	311 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	415 EMERALD CT
City	SPRING CITY
State	PA
Zip	19475-1574
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 48 & DWG
Legal Subdivision	AS SHOWN ON OVERALL PLAN
Legal Lot Number	48
Jurisdiction	CHESTER PA
Township / Civil Division	EAST VINCENT
Census Block Group	5
Census Block	5009
Census Tract	311000

Owner

Source: Chester County records · APN 21-5-533

Assessment roll updated May 28, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	415 EMERALD CT, SPRING CITY, PA 19475-1574
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Deed of Trust, Mortgage · Conventional Mortgage SI MORTGAGE COMPANY
Jan 03, 2023	Deed, Transfer · Conventional Mortgage LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 03, 2023 · Amount on Record
Deed Sale	Jan 03, 2023 · Amount on Record
Deed Document Number	202311960837
Deed Book / Page	10997 / 2055
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Property Address	415 EMERALD CT, SPRING CITY, PA 19475-1574
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 EMERALD CT, SPRING CITY, PA 19475-1574

Mortgage

Document Number	0110301682
Date	Mar 29, 2023
Book Page	11030/1682
Instrument	11970790

Lender

Name	SI MORTGAGE COMPANY
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48310

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Apr 01, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.62%
Index	1-Year T-Bill
Max Rate	9.62%

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTER PA
Recording Date	Jan 03, 2023
Property Address	415 EMERALD CT, SPRING CITY, PA 19475-1574
Document Number	0109972055
Book / Page	10997 / 2055
Map Reference	MB 10551 PG 170
Instrument Date	Dec 14, 2022
Instrument	11960837
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,657.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	415 EMERALD CT, SPRING CITY, PA 19475-1574

Mortgage

Document Number	0011960838
Date	Jan 03, 2023
Instrument	11960838

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2053

Tax Assessment & Valuation

Source: Chester County records · Assessment roll updated May 28, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Chester County
County Subdivision	East Vincent Township
Unified School District	Owen J. Roberts School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,209.00 (-90.27%)	$277,980 (-8.1%) Land $47,940 Building $230,040	$277,980 (-) Land $47,940 Building $230,040
2024	$12,424.00	$302,490 Land $47,940 Building $254,550
1998			$277,980 Land $47,940 Building $230,040

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chester County (42029C), as of October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

Based on FCC filings for 118 locations within half a mile of this property.

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