416 Emerald Ct, Spring City, PA 19475 Property Records

Chester County property record for 416 Emerald Ct, Spring City, PA 19475

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,852 sqft · built 2022
Lot Size	0.333 acres (14,496 sqft)
Owner	2 Individual Names on Record
Last Sale	$693,298 (Dec 2022)
Tax Bill	$1,399 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-5-534`

Property Details

APN / Parcel Number

Primary APN	`21-5-534`
Alternative APN	`2105 05340000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,852 sqft Living Area
Gross Area	4,292 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	14,496 sqft (0.333 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	416 EMERALD CT
City	SPRING CITY
State	PA
Zip	19475-1573
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 49 & DWG
Legal Subdivision	AS SHOWN ON OVERALL PLAN
Legal Lot Number	49
Jurisdiction	CHESTER PA
Township / Civil Division	EAST VINCENT
Census Block Group	5
Census Block	5009
Census Tract	311000

Owner

Source: Chester County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	416 EMERALD CT, SPRING CITY, PA 19475-1573
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2022 · Amount on Record
Deed Sale	Dec 28, 2022 · Amount on Record
Deed Document Number	202211960224
Deed Book / Page	10996 / 35
Record Updated	Sep 20, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTER PA
Recording Date	Dec 28, 2022
Property Address	416 EMERALD CT, SPRING CITY, PA 19475-1573
Document Number	0109960035
Book / Page	10996 / 35
Map Reference	MB 10551 PG 170
Instrument Date	Dec 14, 2022
Instrument	11960224
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,932.98
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	416 EMERALD CT, SPRING CITY, PA 19475-1573

Mortgage

Document Number	0011960225
Date	Dec 28, 2022
Instrument	11960225

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5%
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10%
Index	Other
Margin	3
Max Rate	10%

Tax Assessment & Valuation

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Chester County
County Subdivision	East Vincent Township
Unified School District	Owen J. Roberts School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,399.00 (-89.41%)	$321,590 (-) Land $46,930 Building $274,660	$321,590 (-) Land $46,930 Building $274,660
2024	$13,209.00	$321,590 Land $46,930 Building $274,660
1998			$321,590 Land $46,930 Building $274,660

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250