421 Emerald Ct, Spring City, PA 19475 Property Records

Chester County property record for 421 Emerald Ct, Spring City, PA 19475

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 4,209 sqft · built 2022
Lot Size	0.317 acres (13,799 sqft)
Owner	2 Individual Names on File
Last Sale	$810,000 (Oct 2024)
Tax Bill	$1,549 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-5-521`

Property Details

APN / Parcel Number

Primary APN	`21-5-521`
Alternative APN	`2105 05210000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,209 sqft Living Area
Gross Area	4,738 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	13,799 sqft (0.317 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	421 EMERALD CT
City	SPRING CITY
State	PA
Zip	19475-1574
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 36 & DWG
Legal Subdivision	AS SHOWN ON OVERALL PLAN
Legal Lot Number	36
Jurisdiction	CHESTER PA
Township / Civil Division	EAST VINCENT
Census Block Group	5
Census Block	5009
Census Tract	311000

Owner

Source: Chester County records · APN 21-5-521

Assessment roll updated May 28, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	421 EMERALD CT, SPRING CITY, PA 19475-1574
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 07, 2022	Deed, Transfer · Conventional Mortgage LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 23, 2024 · Amount on Record
Deed Sale	Oct 23, 2024 · Amount on Record
Prior Sale	Nov 07, 2022 · Amount on Record
Deed Document Number	202412043505
Deed Book / Page	11287 / 992
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Property Address	421 EMERALD CT, SPRING CITY, PA 19475-1574
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 EMERALD CT, SPRING CITY, PA 19475-1574

Mortgage

Document Number	0114640957
Date	Oct 15, 2025
Book Page	11464/957
Instrument	12092224

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2040

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTER PA
Recording Date	Nov 07, 2022
Property Address	421 EMERALD CT, SPRING CITY, PA 19475-1574
Document Number	0109730655
Book / Page	10973 / 655
Map Reference	MB 10551 PG 170
Instrument Date	Oct 18, 2022
Instrument	11953360
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,948.87
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	421 EMERALD CT, SPRING CITY, PA 19475-1574

Mortgage

Document Number	0011953361
Date	Nov 07, 2022
Instrument	11953361

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2052

Tax Assessment & Valuation

Source: Chester County records · Assessment roll updated May 28, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Chester County
County Subdivision	East Vincent Township
Unified School District	Owen J. Roberts School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,549.00 (-88.5%)	$355,940 (+8.52%) Land $46,490 Building $309,450	$355,940 (-) Land $46,490 Building $309,450
2024	$13,472.00	$328,000 Land $46,490 Building $281,510
1998			$355,940 Land $46,490 Building $309,450

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chester County (42029C), as of October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 91% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

Based on FCC filings for 118 locations within half a mile of this property.

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