414 Emerald Ct, Spring City, PA 19475 Property Records

Chester County property record for 414 Emerald Ct, Spring City, PA 19475

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,652 sqft · built 2022
Lot Size	0.377 acres (16,411 sqft)
Owner	Individual Name on File
Last Sale	$896,000 (Feb 2023)
Tax Bill	$1,372 (2026)
Deeds & Mortgages	Mar 2024 Transfer Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-5-532`

Property Details

APN / Parcel Number

Primary APN	`21-5-532`
Alternative APN	`2105 05320000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,652 sqft Living Area
Gross Area	5,092 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	16,411 sqft (0.377 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	414 EMERALD CT
City	SPRING CITY
State	PA
Zip	19475-1573
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 47 & DWG
Legal Subdivision	AS SHOWN ON OVERALL PLAN
Legal Lot Number	47
Jurisdiction	CHESTER PA
Township / Civil Division	EAST VINCENT
Census Block Group	5
Census Block	5009
Census Tract	311000

Owner

Source: Chester County records · APN 21-5-532

Assessment roll updated May 28, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	414 EMERALD CT, SPRING CITY, PA 19475-1573
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Intrafamily Transfer, Transfer
Feb 21, 2023	Deed, Transfer · Conventional Mortgage BENCHMARK FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 21, 2023 · Amount on Record
Deed Sale	Feb 21, 2023 · Amount on Record
Deed Document Number	202311966178
Deed Book / Page	11014 / 2162
Last Transfer Date	Mar 21, 2024
Transfer Doc	0111840653
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESTER PA
Recording Date	Mar 22, 2024
Property Address	414 EMERALD CT, SPRING CITY, PA 19475-1573
Document Number	0111840653
Book / Page	11184 / 653
Map Reference	MB 10551 PG 170
Instrument Date	Mar 21, 2024
Instrument	12014968
Transaction Type	Transfer
Record Updated	Apr 05, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 EMERALD CT, SPRING CITY, PA 19475-1573

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTER PA
Recording Date	Feb 21, 2023
Property Address	414 EMERALD CT, SPRING CITY, PA 19475-1573
Document Number	0110142162
Book / Page	11014 / 2162
Map Reference	MB 10551 PG 170
Instrument Date	Jan 03, 2023
Instrument	11966178
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$8,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	414 EMERALD CT, SPRING CITY, PA 19475-1573

Mortgage

Document Number	0011966179
Date	Feb 21, 2023
Instrument	11966179

Lender

Name	BENCHMARK FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Feb 01, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	6%
Index	Other
Margin	3
Max Rate	9%

Tax Assessment & Valuation

Source: Chester County records · Assessment roll updated May 28, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Chester County
County Subdivision	East Vincent Township
Unified School District	Owen J. Roberts School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,372.00 (-90.55%)	$315,270 (-) Land $48,140 Building $267,130	$315,270 (-) Land $48,140 Building $267,130
2025		$315,270 (-10.82%) Land $48,140 Building $267,130	$315,270 (-) Land $48,140 Building $267,130
2024	$14,521.00	$353,530 Land $48,140 Building $305,390
1998			$315,270 Land $48,140 Building $267,130

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

Based on FCC filings for 118 locations within half a mile of this property.

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