4208 28th St, Cincinnati, OH 45209 Property Records

Hamilton County property record for 4208 28th St, Cincinnati, OH 45209

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 1910
Lot Size	0.128 acres (5,619 sqft)
Owner	Individual Name on Record
Last Sale	$416,000 (May 2022)
Tax Bill	$9,083 (2025)
Deeds & Mortgages	Feb 2024 Transfer May 2022 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`049-0003-0093-00`

Property Details

APN / Parcel Number

Primary APN	`049-0003-0093-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,260 sqft Living Area
1st Floor Area	588 sqft
2nd Floor Area	672 sqft
Basement Area	588 sqft
Finished Basement	440 sqft

Exterior

Year Built	Built 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,619 sqft (0.128 acres)
Lot Dimensions	140 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	84 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4208 28TH ST
City	CINCINNATI
State	OH
Zip	45209-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4208 28TH ST 40 X 140 LOT 633 THE OAKLEY PK SUB
Legal Subdivision	THE OAKLEY PARK SUB
Legal Lot Number	633
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1006
Census Tract	9902

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4208 28TH ST, CINCINNATI, OH 45209-1604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Transfer on Death Deed, Transfer
May 18, 2022	Warranty Deed, Transfer · Line of Credit GUARANTEED RATE INC
May 29, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2022 · Amount on Record
Deed Sale	May 18, 2022 · Amount on Record
Prior Sale	May 29, 2020 · Amount on Record
Deed Document Number	0000049939
Deed Book / Page	14670 / 2509
Record Updated	Jun 8, 2026

February 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 6, 2024
Property Address	4208 28TH ST, CINCINNATI, OH 45209-1604
Document Number	0000008202
Book / Page	15097 / 1286
Map Reference	MB 17 PG 29
Instrument Date	Feb 1, 2024
Instrument	2024-0008202
Transaction Type	Transfer
Record Updated	Apr 4, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 18, 2022
Property Address	4208 28TH ST, CINCINNATI, OH 45209-1604
Document Number	0000049939
Book / Page	14670 / 2509
Map Reference	MB 17 PG 29
Instrument Date	May 9, 2022
Instrument	2022-0049939
Transaction Type	Transfer
Record Updated	Apr 4, 2024
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,248.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613-2420

Mortgage

Document Number	0000049940
Date	May 18, 2022
Instrument	2022-0049940

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 29, 2020
Property Address	4208 28TH ST, CINCINNATI, OH 45209-1604
Document Number	0000050488
Book / Page	014178 / 002059
Instrument Date	May 26, 2020
Instrument	50488
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4208 28TH ST CINCINNATI OH 452091604, CINCINNATI, OH 45209-1604

Mortgage

Document Number	50489
Date	May 29, 2020
Book Page	014175/002061
Instrument	50489

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,083.00 (+3.05%)	$145,600 (+%) Land $38,797 Building $106,803
2024	$8,814.00 (-2.15%)	$145,599 (-) Land $38,797 Building $106,802
2023	$9,008.00 (+30.36%)	$145,599 (+45.96%) Land $38,797 Building $106,802	$416,000 (+45.96%) Land $110,850 Building $305,150
2022	$6,910.00 Homeowner's exemption	$99,751 Land $23,272 Building $76,479
2020			$285,000 Land $66,490 Building $218,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on 28th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures