4217 28th St, Cincinnati, OH 45209 Property Records

Hamilton County property record for 4217 28th St, Cincinnati, OH 45209

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,426 sqft · built 1915
Lot Size	0.129 acres (5,619 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Mar 2026)
Tax Bill	$5,422 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`049-0003-0228-00`

Property Details

APN / Parcel Number

Primary APN	`049-0003-0228-00`
Alternative APN	`0084457`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,426 sqft Living Area
Gross Area	2,162 sqft
1st Floor Area	736 sqft
2nd Floor Area	690 sqft
Basement Area	736 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	5,619 sqft (0.129 acres)
Lot Dimensions	140 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	342 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	207 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4217 28TH ST
City	CINCINNATI
State	OH
Zip	45209-1603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM20
Legal Description	4217 28TH ST 40 X 140 PT LOTS 668-9-70-71 THE OAKLEY PK SUB PL A
Legal Subdivision	THE OAKLEY PK SUB
Legal Lot Number	668-9
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1001
Census Tract	5200

Owner

Source: Hamilton County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4217 28TH ST, CINCINNATI, OH 45209-1603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage LCNB NATIONAL BANK
Feb 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage CINCINNATI FSLA
Mar 4, 2026	Warranty Deed, Transfer
Aug 6, 2018	Warranty Deed, Transfer · Conventional with PMI CENTURY LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2026 · Amount on Record
Deed Sale	Mar 4, 2026 · Amount on Record
Prior Sale	Aug 6, 2018 · Amount on Record
Deed Document Number	202615834
Deed Book / Page	15615 / 1113
Prior Transfer Date	Nov 22, 1995
Prior Transfer Doc	0000180555
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4217 28TH ST, CINCINNATI, OH 45209-1603
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4217 28TH ST, CINCINNATI, OH 45209-1603

Mortgage

Document Number	0000013373
Date	Feb 23, 2026
Book Page	15608/2137
Instrument	2026-0013373

Lender

Name	LCNB NATIONAL BANK
Type	Bank
Address	LEBANON, OH 45036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 19, 2027

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4217 28TH ST, CINCINNATI, OH 45209-1603
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014829
Date	Feb 10, 2022
Book Page	14602/212
Instrument	2022-0014829

Lender

Name	CINCINNATI FSLA
Type	Bank
Address	CINCINNATI, OH 45247

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 4, 2026
Property Address	4217 28TH ST, CINCINNATI, OH 45209-1603
Document Number	0000015834
Book / Page	15615 / 1113
Map Reference	MB 17 PG 29
Instrument Date	Feb 27, 2026
Instrument	2026-0015834
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$355.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4217 28TH ST, CINCINNATI, OH 45209-1603

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 6, 2018
Property Address	4217 28TH ST, CINCINNATI, OH 45209-1603
Document Number	0000068256
Book / Page	013725 / 000055
Instrument Date	Jul 18, 2018
Instrument	68256
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	LAWYERS TITLE/CINCINNATI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4217 28TH ST CINCINNATI OH 452091603, CINCINNATI, OH 45209-1603

Mortgage

Document Number	68257
Date	Aug 6, 2018
Book Page	013725/000057
Instrument	68257

Lender

Name	CENTURY LNDG
Address	LOUISVILLE, KY 40223

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,422.00 (+3.04%)	$87,956 (+%) Land $38,798 Building $49,158	$251,300 (-) Land $110,850 Building $140,450
2024	$5,262.00 (-2.14%)	$87,954 (-) Land $38,797 Building $49,157
2023	$5,377.00 (+2.52%)	$87,954 (+14.22%) Land $38,797 Building $49,157	$251,300 (+14.23%) Land $110,850 Building $140,450
2022	$5,245.00 Homeowner's exemption	$77,001 Land $23,272 Building $53,729
2020			$220,000 Land $66,490 Building $153,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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