4215 28th St, Cincinnati, OH 45209 Property Records

Hamilton County property record for 4215 28th St, Cincinnati, OH 45209

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,180 sqft · built 1918
Lot Size	0.128 acres (5,619 sqft)
Owner	Individual Name on File
Last Sale	$374,450 (Jun 2023)
Tax Bill	$6,758 (2025)
Deeds & Mortgages	Mar 2022 Mortgage May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`049-0003-0236-00`

Property Details

APN / Parcel Number

Primary APN	`049-0003-0236-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,180 sqft Living Area
1st Floor Area	621 sqft
2nd Floor Area	559 sqft
Upper Floors Area	559 sqft
Basement Area	621 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1918
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,619 sqft (0.128 acres)
Lot Dimensions	140 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	216 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4215 28TH ST
City	CINCINNATI
State	OH
Zip	45209-1603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4215 28TH ST 40 X 140 PTS LOTS 668-69-70-71 THEOAKLEY PK SUB A
Legal Subdivision	THE OAKLEY PARK SUB
Legal Lot Number	668-69 69
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1001
Census Tract	5200

Owner

4215 28th St is owned and occupied by an individual who bought it in June 2023.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4215 28TH ST, CINCINNATI, OH 45209-1603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Deed of Trust, Mortgage FIFTH THIRD BANK NA
May 11, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 20, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2023 · Amount on File
Deed Sale	Jun 20, 2023 · Amount on File
Prior Sale	Oct 23, 2015 · Amount on File
Deed Document Number	0000042106
Deed Book / Page	14940 / 2232
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4215 28TH ST, CINCINNATI, OH 45209-1603
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031566
Date	Mar 25, 2022
Book Page	14632/2652
Instrument	2022-0031566

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	238 Months
Due	Jan 1, 2042

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4215 28TH ST, CINCINNATI, OH 45209-1603
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4215 28TH ST, CINCINNATI, OH 45209-1603

Mortgage

Document Number	0000031556
Date	May 11, 2023
Book Page	14914/1140
Instrument	2023-0031556

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 26, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 20, 2023
Property Address	4215 28TH ST, CINCINNATI, OH 45209-1603
Document Number	0000042106
Book / Page	14940 / 2232
Map Reference	MB 17 PG 39
Instrument Date	Jun 16, 2023
Instrument	2023-0042106
Transaction Type	Transfer
Record Updated	Mar 29, 2024
Title Company	THIRD CAPITAL TITLE CINCINNATI, THIRD CAPITAL TTL CINCINNATI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$374.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4215 28TH ST, CINCINNATI, OH 45209-1603

Mortgage

Document Number	0000042107
Date	Jun 20, 2023
Instrument	2023-0042107

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 4215 28th St was $6,758, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,758.00 (+3.07%)	$109,732 (+%) Land $38,797 Building $70,935
2024	$6,557.00 (-2.16%)	$109,731 (-) Land $38,797 Building $70,934
2023	$6,702.00 (-2.32%)	$109,731 (+8.86%) Land $38,797 Building $70,934	$313,520 Land $110,850 Building $202,670
2022	$6,861.00 Homeowner's exemption	$100,801 Land $23,272 Building $77,529
2020			$288,000 Land $66,490 Building $221,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4215 28th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4215 28th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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