4122 28th St, Cincinnati, OH 45209 Property Records

Hamilton County property record for 4122 28th St, Cincinnati, OH 45209

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,665 sqft · built 1909
Lot Size	0.129 acres (5,619 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (May 2021)
Tax Bill	$7,328 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Dec 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`049-0003-0089-00`

Property Details

APN / Parcel Number

Primary APN	`049-0003-0089-00`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,665 sqft Living Area
Gross Area	2,341 sqft
1st Floor Area	676 sqft
2nd Floor Area	672 sqft
Attic	Attic
Attic Area	317 sqft
Basement Area	676 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,619 sqft (0.129 acres)
Lot Dimensions	140 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4122 28TH ST
City	CINCINNATI
State	OH
Zip	45209-1602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF4
Legal Description	4122 TWENTY EIGHT ST 40 X 140 LOT 629 THE OAKLEY PK SUB
Legal Subdivision	THE OAKLEY PK SUB
Legal Lot Number	629
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1006
Census Tract	5200

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4122 28TH ST, CINCINNATI, OH 45209-1602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Warranty Deed, Transfer · Conventional Mortgage SIBCY CLINE MORTGAGE SERVICES INC
Dec 27, 2019	Warranty Deed, Transfer · Line of Credit AMERICAN MORTGAGE SERVICE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2021 · Amount on Record
Deed Sale	May 11, 2021 · Amount on Record
Prior Sale	Dec 27, 2019 · Amount on Record
Deed Document Number	202158417
Deed Book / Page	14415 / 1866
Prior Transfer Date	Mar 28, 2014
Prior Transfer Doc	0000000494
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 11, 2021
Property Address	4122 28TH ST, CINCINNATI, OH 45209-1602
Document Number	0000058417
Book / Page	14415 / 1866
Map Reference	MB 17 PG 29
Instrument Date	May 3, 2021
Instrument	2021-0058417
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,020.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4122 W 8TH ST # 20, 20, CINCINNATI, OH 45205-2002
Investor	Possibly a Property Investor

Mortgage

Document Number	0000058418
Date	May 11, 2021
Instrument	2021-0058418

Lender

Name	SIBCY CLINE MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 27, 2019
Property Address	4122 28TH ST, CINCINNATI, OH 45209-1602
Document Number	0000114602
Book / Page	14072 / 00394
Map Reference	MB 17 PG 29
Instrument Date	Dec 21, 2019
Instrument	2019-0114602
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4122 28TH ST, CINCINNATI, OH 45209-1602

Mortgage

Document Number	0000114603
Date	Dec 27, 2019
Instrument	2019-0114603

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,328.00 (+3.05%)	$119,001 (+%) Land $38,798 Building $80,203	$340,000 (-) Land $110,850 Building $229,150
2024	$7,111.00 (-2.16%)	$118,999 (-) Land $38,797 Building $80,202
2023	$7,268.00 (+7.04%)	$118,999 (+19.3%) Land $38,797 Building $80,202	$340,000 (+19.3%) Land $110,850 Building $229,150
2022	$6,790.00 Homeowner's exemption	$99,751 Land $23,272 Building $76,479
2020			$285,000 Land $66,490 Building $218,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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