4124 28th St, Cincinnati, OH 45209 Property Records

Hamilton County property record for 4124 28th St, Cincinnati, OH 45209

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 796 sqft · built 1917
Lot Size	0.128 acres (5,619 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Apr 2022)
Tax Bill	$5,066 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`049-0003-0090-00`

Property Details

APN / Parcel Number

Primary APN	`049-0003-0090-00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	796 sqft Living Area
1st Floor Area	796 sqft
Basement Area	796 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,619 sqft (0.128 acres)
Lot Dimensions	140 ft deep x 40 ft wide
Porch	Porch
Porch Area	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4124 28TH ST
City	CINCINNATI
State	OH
Zip	45209-1602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4124 28TH ST 40 X 140 LOT 630 OAKLEY PK SUB
Legal Subdivision	OAKLEY PARK SUB
Legal Lot Number	630
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1006
Census Tract	9700

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4124 W 8TH ST # 20, 20, CINCINNATI, OH 45205-2002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Apr 22, 2022	Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2022 · Amount on Record
Deed Sale	Apr 22, 2022 · Amount on Record
Prior Sale	Apr 2, 2001 · Amount on Record
Deed Document Number	0000040978
Deed Book / Page	14652 / 675
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4124 28TH ST, CINCINNATI, OH 45209-1602
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043583
Date	Apr 7, 2021
Book Page	14391/2025
Instrument	2021-0043583

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 22, 2022
Property Address	4124 28TH ST, CINCINNATI, OH 45209-1602
Document Number	0000040978
Book / Page	14652 / 675
Map Reference	MB 17 PG 29
Instrument Date	Apr 18, 2022
Instrument	2022-0040978
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$705.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4124 TWENTY EIGHTH ST, CINCINNATI, OH 45209-1602

Mortgage

Document Number	0000040979
Date	Apr 22, 2022
Instrument	2022-0040979

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,066.00 (+3.14%)	$82,250 (+%) Land $38,797 Building $43,453
2024	$4,912.00 (-2.21%)	$82,249 (-) Land $38,797 Building $43,452
2023	$5,023.00 (+20.95%)	$82,249 (+34.9%) Land $38,797 Building $43,452	$235,000 (+34.9%) Land $110,850 Building $124,150
2022	$4,153.00 Homeowner's exemption	$60,971 Land $23,272 Building $37,699
2020			$174,200 Land $66,490 Building $107,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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