4207 Settlers Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4207 Settlers Ct, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2007
Square Footage	1,755 sqft Heated Area
Lot Size	8,799 sqft (0.201 acres)
Garage	Finished, 441 sqft
Last Sale	$244,000 (2018)
Tax Bill	$5,985.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`85587`
Alternative APN	`162630058700013570`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,755 sqft Heated Area
Gross Area	2,416 sqft Gross Area
1st Floor	1,755 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2007
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,799 sqft (0.201 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	441 sqft Garage

Exterior Amenities

Pool Area	377 sqft Pool
Deck Area	318 sqft Deck
Porch	Open Porch
Porch Area	220 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	85587
Street Address	4207 SETTLERS CT
City	SAINT CLOUD
State	FL
Zip	34772-8511
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CANOE CREEK LAKES UNIT 6 PB 13 PG 34 LOT 357
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	CANOE CREEK LAKES
Legal Tract	587
Legal Block	1
Legal Lot Number	357
Legal Unit	6P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2001
Census Tract	43208

Owner

Source: Osceola County records · APN 85587

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	297 LENOX AVE, PATERSON, NJ 07502-1033
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 20, 2018 · Amount on Record
Deed Sale	Feb 20, 2018 · Amount on Record
Prior Sale	Apr 28, 2003
Deed Doc Number	2018029669
Deed Book / Page	5289 / 0997
Record Refreshed	Jun 08, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 20, 2018
Property Address	4207 SETTLERS CT, SAINT CLOUD, FL 34772-8511
Document Number	0052890997
Book / Page	5289 / 0997
Map Reference	MB13 PG34
Instrument Date	Feb 06, 2018
Instrument	2018029669
Transaction Type	Transfer
Record Updated	Aug 01, 2022
Title Company	FLAGSHIP TITLE

Transaction

Amount	Amount Recorded
Tax	$1,708.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4207 SETTLERS CT, 4207, SAINT CLOUD, FL 34772-8511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 LENOX AVE, PATERSON, NJ 07502-1033

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,985.00 (+11.74%)	$343,700 (-2.5%) Land $75,000 Building $268,700	$343,700 (-2.5%) Land $75,000 Building $268,700
2023	$5,356.00 (+13.14%)	$352,500 (+19.41%) Land $65,000 Building $287,500	$352,500 (+19.41%) Land $65,000 Building $287,500
2022	$4,734.00	$295,200 Land $60,000 Building $235,200	$295,200 Land $60,000 Building $235,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	About 1 in 410 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.