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4211 Settlers Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4211 Settlers Ct, Saint Cloud, FL 34772 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,826 sqft · built 2002
Lot Size0.198 acres (8,624 sqft)
OwnerCompany Name on File
Last Sale$382,000 (Aug 2022)
Tax Bill$5,808 (2025)
Deeds & MortgagesAug 2022 Sale
Jun 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN16-26-30-0587-0001-3550

Property Details

APN / Parcel Number

Primary APN16-26-30-0587-0001-3550
Alternative APNs
  • 263016058700013550
  • 85585

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,826 sqft Living Area
Gross Area2,276 sqft
1st Floor Area1,826 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,624 sqft (0.198 acres)
Lot Dimensions115 ft deep x 75 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area50 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4211 SETTLERS CT
CitySAINT CLOUD
StateFL
Zip34772-8511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCANOE CREEK LAKES UNIT 6 PB 13 PG 34 LOT 355
Legal Range30E
Legal Township26S
Legal Section16
Legal SubdivisionCANOE CREEK LAKES UNIT 6
Legal Tract587
Legal Block3550
Legal Lot Number355
Legal Unit6P
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2001
Census Tract43208

Owner

Source: Osceola County records · APN 16-26-30-0587-0001-3550

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2325 POINTE PKWY, 250, CARMEL, IN 46032-3295
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Aug 09, 2022Warranty Deed, Transfer
AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC
Jun 04, 2018Loan Modification, Mortgage · Conventional Mortgage
FIFTH THIRD MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 09, 2022 · Amount on Record
Deed SaleAug 09, 2022 · Amount on Record
Prior SaleMay 02, 2002 · Amount on Record
Deed Document Number2022122165
Deed Book / Page6266 / 736
Record UpdatedJun 08, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 09, 2022
Property Address4211 SETTLERS CT, SAINT CLOUD, FL 34772-8511
Document Number0062660736
Book / Page6266 / 736
Map ReferenceMB 13 PG 34
Instrument DateAug 08, 2022
Instrument2022122165
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyAVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transaction

AmountAmount Recorded
Tax$2,674.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4211 SETTLERS CT, 4211, SAINT CLOUD, FL 34772-8511

Transferred To (Grantee/Buyer)

NameVerified Name
Address2325 POINTEC PARKWAY #250 # 250, 250, CARMEL, IN 46032-3295
Mail Care OfRENU PROPERTY MANAGEMENT LLC

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address4211 SETTLERS CT, SAINT CLOUD, FL 34772-8511
Document Number0053540871
Instrument DateJun 04, 2018
Transaction TypeMortgage
Record UpdatedJul 20, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address4211 SETTLERS CT ST CLOUD FL 347728511, ST CLOUD, FL 34772-8511

Mortgage

Document Number0053540871
DateJun 20, 2018
Book Page005354/000871
Instrument95660
Lender
NameFIFTH THIRD MTG
TypeMortgage Company
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 19, 2048
Interest
Rate TypeFixed Rate
Rate4.62%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,808.00 (-5.41%)$324,300 (-1.79%) Land $75,000 Building $249,300$324,300 (-1.79%) Land $75,000 Building $249,300
2024$6,140.00 (+3.19%)
2023$5,950.00 (+333.36%)$330,200 (+179.07%) Land $65,000 Building $265,200$330,200 (+20.82%) Land $65,000 Building $265,200
2022$1,373.00 Homeowner's exemption$118,320$273,300 Land $60,000 Building $213,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 41 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims2 (2015–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2020, other causes

Wildfire

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire LikelihoodAbout 1 in 410 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 192 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Lumen Technologies, Spectrum, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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