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4200 Settlers Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4200 Settlers Ct, Saint Cloud, FL 34772 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2002
Square Footage1,636 sqft Living Area
Lot Size13,721 sqft (0.315 acres)
OccupancyOwner Occupied
Last Sale$390,000 (2024)
Tax Bill$5,550.00 (2025)

Property Details

APN / Parcel Number

Primary APN16-26-30-0587-0001-3590
Alternative APNs
  • 263016058700013590
  • 85589

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,636 sqft Living Area
Gross Area2,106 sqft Gross Area
1st Floor1,636 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area13,721 sqft (0.315 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area440 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area80 sqft Shed
Patio Area170 sqft Patio
Porch Area30 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4200 SETTLERS CT
CitySAINT CLOUD
StateFL
Zip34772-8510
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCANOE CREEK LAKES UNIT 6 PB 13 PG 34 LOT 359
Legal Range30E
Legal Township26S
Legal Section16
Legal SubdivisionCANOE CREEK LAKES UNIT 6
Legal Tract587
Legal Block3590
Legal Lot Number359
Legal Unit6P
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2001
Census Tract43208

Owner

Source: Osceola County records · APN 16-26-30-0587-0001-3590

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4200 SETTLERS CT, SAINT CLOUD, FL 34772-8510
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SERVICEMAC LLC
Jan 02, 2019Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
PENNYMAC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 31, 2024 · Amount on Record
Deed SaleMay 31, 2024 · Amount on Record
Prior SaleAug 26, 2015 · Amount on Record
Deed Doc Number202471783
Deed Book / Page6609 / 1418
Prior Transfer DateJul 28, 2006
Prior Transfer Doc0032330971
Record RefreshedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4200 SETTLERS CT, SAINT CLOUD, FL 34772-8510
Transaction TypeMortgage
Record UpdatedNov 03, 2025
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4200 SETTLERS CT, SAINT CLOUD, FL 34772-8510

Mortgage

Document Number0068691390
DateOct 23, 2025
Book Page6869/1390
Instrument2025131438
Lender
NameSERVICEMAC LLC
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2055

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4200 SETTLERS CT, SAINT CLOUD, FL 34772-8510
Document Number0054602620
Instrument DateJan 02, 2019
Transaction TypeMortgage
Record UpdatedJan 24, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address4200 SETTLERS CT ST CLOUD FL 347728510, ST CLOUD, FL 34772-8510

Mortgage

Document Number0054602620
DateJan 09, 2019
Book Page005460/002620
Instrument3442
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJan 08, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,550.00 (+115.95%)$309,900 (+71.35%) Land $75,000 Building $234,900$309,900 (-2.46%) Land $75,000 Building $234,900
2024$2,570.00 (+2.88%)
2023$2,498.00 (+5.31%) Homeowner's exemption$180,859 (+4.08%)$317,700 (+21.21%) Land $65,000 Building $252,700
2022$2,372.00 Homeowner's exemption$173,762$262,100 Land $60,000 Building $202,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire LikelihoodAbout 1 in 410 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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