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4209 Settlers Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4209 Settlers Ct, Saint Cloud, FL 34772 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2002
Square Footage1,755 sqft Living Area
Lot Size8,624 sqft (0.198 acres)
OccupancyOwner Occupied
Last Sale$91,400 (2021)
Tax Bill$5,237.00 (2025)

Property Details

APN / Parcel Number

Primary APN16-26-30-0587-0001-3560
Alternative APNs
  • 263016058700013560
  • 85586

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,755 sqft Living Area
Gross Area2,240 sqft Gross Area
1st Floor1,755 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,624 sqft (0.198 acres)
Depth X Width115 ft x 75 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area441 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area392 sqft Pool
Deck Area636 sqft Deck
Porch Area204 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4209 SETTLERS CT
CitySAINT CLOUD
StateFL
Zip34772-8511
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCANOE CREEK LAKES UNIT 6 PB 13 PG 34 LOT 356
Legal Range30E
Legal Township26S
Legal Section16
Legal SubdivisionCANOE CREEK LAKES UNIT 6
Legal Tract587
Legal Block3560
Legal Lot Number356
Legal Unit6P
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2001
Census Tract43208

Owner

Source: Osceola County records · APN 16-26-30-0587-0001-3560

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4209 SETTLERS CT, SAINT CLOUD, FL 34772-8511
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2023Intrafamily Transfer, Transfer
LAND TITLE CORPORATION, LANDING TITLE AGENCY INC
Mar 15, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 15, 2021Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 15, 2021 · Amount on Record
Deed SaleDec 15, 2021 · Amount on Record
Prior SaleJul 23, 2015 · Amount on Record
Deed Doc Number2021193567
Deed Book / Page6108 / 2027
Last Transfer DateMar 03, 2022
Transfer Doc0063910508
Record RefreshedSep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateApr 19, 2023
Property Address4209 SETTLERS CT, SAINT CLOUD, FL 34772-8511
Document Number0063910508
Book / Page6391 / 508
Map ReferenceMB 13 PG 34
Instrument DateMar 03, 2023
Instrument2023046857
Transaction TypeTransfer
Record UpdatedMay 03, 2023
Title CompanyLAND TITLE CORPORATION, LANDING TITLE AGENCY INC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4209 SETTLERS CT, SAINT CLOUD, FL 34772-8511

Transferred To (Grantee/Buyer)

NameVerified Name
Address4209 SETTLERS CT, SAINT CLOUD, FL 34772-8511

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4209 SETTLERS CT, SAINT CLOUD, FL 34772-8511
Transaction TypeMortgage
Record UpdatedApr 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4209 SETTLERS CT, SAINT CLOUD, FL 34772-8511

Mortgage

Document Number0061711251
DateMar 15, 2022
Book Page6171/1251
Instrument2022040919
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateDec 15, 2021
Property Address4209 SETTLERS CT, SAINT CLOUD, FL 34772-8511
Document Number0061082027
Book / Page6108 / 2027
Map ReferenceMB 13 PG 34
Instrument DateDec 08, 2021
Instrument2021193567
Transaction TypeTransfer
Record UpdatedDec 30, 2021

Transaction

AmountAmount Recorded
Tax$639.80
Amount AccuracyRounded Values by County
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4209 SETTLERS CT, SAINT CLOUD, FL 34772-8511

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,237.00 (-17.61%) Homeowner's exemption$335,500 (+72.07%) Land $75,000 Building $260,500$335,500 (-2.7%) Land $75,000 Building $260,500
2024$6,356.00 (+130.96%)
2023$2,752.00 Homeowner's exemption$194,983$344,800 Land $65,000 Building $279,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire LikelihoodAbout 1 in 410 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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