Osceola County property record for 4202 Settlers Ct, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2001 |
| Square Footage | 1,870 sqft Living Area |
| Lot Size | 7,884 sqft (0.181 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $130,300 (2001) |
| Tax Bill | $1,411.00 (2024) |
| Primary APN | 16-26-30-0587-0001-3600 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,870 sqft Living Area |
| Gross Area | 2,422 sqft Gross Area |
| 1st Floor | 1,870 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,884 sqft (0.181 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Porch Area | 152 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4202 SETTLERS CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8510 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CANOE CREEK LAKES UNIT 6 PB 13 PG 34 LOT 360 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 16 |
| Legal Subdivision | CANOE CREEK LAKES UNIT 6 |
| Legal Tract | 587 |
| Legal Block | 3600 |
| Legal Lot Number | 360 |
| Legal Unit | 6P |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 43208 |
Source: Osceola County records · APN 16-26-30-0587-0001-3600
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4202 SETTLERS CT, SAINT CLOUD, FL 34772-8510 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Feb 13, 2026 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Oct 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage USF FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 14, 2001 · Amount on Record |
| Deed Sale | Dec 14, 2001 · Amount on Record |
| Prior Sale | Dec 14, 2001 · Amount on Record |
| Deed Book / Page | 1972 / 268 |
| Last Transfer Date | Jun 19, 2014 |
| Transfer Doc | 0046360758 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 13, 2026 |
| Property Address | 4202 SETTLERS CT, SAINT CLOUD, FL 34772-8510 |
| Document Number | 0069230163 |
| Book / Page | 6923 / 163 |
| Map Reference | MB 13 PG 34 |
| Instrument Date | Feb 11, 2026 |
| Instrument | 2026020855 |
| Transaction Type | Transfer |
| Record Updated | Mar 03, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4202 SETTLERS CT, SAINT CLOUD, FL 34772-8510 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1895 PARKWAY AVE, SAINT CLOUD, FL 34772-7665 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4202 SETTLERS CT, SAINT CLOUD, FL 34772-8510 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0056150589 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 5615/0589 |
| Instrument | 2019141127 |
| Name | USF FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2034 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,467.00 (+3.97%) Homeowner's exemption | $124,879 (+5.99%) | $322,700 (-2.6%) Land $75,000 Building $247,700 |
| 2024 | $1,411.00 (+3.52%) | ||
| 2023 | $1,363.00 (+4.69%) Homeowner's exemption | $117,826 (+3%) | $331,300 (+20.78%) Land $65,000 Building $266,300 |
| 2022 | $1,302.00 Homeowner's exemption | $114,395 | $274,300 Land $60,000 Building $214,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 68% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 410 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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