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4149 Inlet Loop, Chattanooga, TN 37416 Property Records

Hamilton County property record for 4149 Inlet Loop, Chattanooga, TN 37416 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,516 sqft · built 2021
Lot Size0.344 acres (15,010 sqft)
Owner2 Individual Names on File
Last Sale$530,000 (May 2026)
Tax Bill$1,764 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Dec 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN120K C 001

Property Details

APN / Parcel Number

Primary APN120K C 001
Alternative APN
  • 0000390347

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,516 sqft Living Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area15,010 sqft (0.344 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0000390347
Street Address4149 INLET LOOP
CityCHATTANOOGA
StateTN
Zip37416-3083
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 54 WATERSTONE RIDGE SUB PB 119 PG 72 REV 122-15 OUT OF 120K A 015.01 & 016 FOR 2021
Legal SubdivisionWATERSTONE RIDGE SUB
Legal Lot Number54
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group3
Census Block3000
Census Tract11411

Owner

Source: Hamilton County records · APN 120K C 001

Assessment roll updated January 2, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4149 INLET LOOP, CHATTANOOGA, TN 37416-3083
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 11, 2026Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE
Dec 18, 2023Warranty Deed, Transfer · Conventional Mortgage
SIMMONS BANK
Dec 30, 2021Quit Claim Deed, Transfer · Commercial Mortgage
RELIANT BANK
Dec 08, 2021Quit Claim Deed, Transfer
TITLE GUARANTY, TITLE GUARANTY & TRUST COMPA
May 26, 2021Quit Claim Deed, Transfer
TITLE GUARANTY, TITLE GUARANTY AND TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 11, 2026 · Amount on Record
Deed SaleMay 11, 2026 · Amount on Record
Prior SaleDec 18, 2023 · Amount on Record
Deed Document Number20260511205
Deed Book / Page14293 / 797
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 11, 2026
Property Address4149 INLET LOOP, CHATTANOOGA, TN 37416-3083
Document Number0000000205
Book / Page14293 / 797
Instrument DateMay 08, 2026
Instrument2026.205
Transaction TypeTransfer
Record UpdatedMay 20, 2026
Title CompanyREALITY TITLE, REALTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$198,061.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4149 INLET LOOP, CHATTANOOGA, TN 37416-3083
InvestorPossibly a Property Investor

Mortgage

Document Number0000000206,
DateMay 11, 2026
Instrument2026.11.206
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateDec 18, 2023
Property Address4149 INLET LOOP, CHATTANOOGA, TN 37416-3083
Document Number0000000117
Book / Page13472 / 500
Map ReferenceMB 122 PG 16
Instrument DateDec 15, 2023
Instrument2023121800117
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,994.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4149 INLET LOOP PINE, PINE BLUFF, AR 71611

Mortgage

Document Number0000000118
DateDec 18, 2023
Instrument2023121800118
Lender
NameSIMMONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2039

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateDec 30, 2021
Property Address4149 INLET LOOP, CHATTANOOGA, TN 37416-3083
Document Number0000000240
Book / Page12792 / 959
Map ReferenceMB 122 PG 15
Instrument DateDec 22, 2021
Instrument2021123000240
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3200 N HAWTHORNE ST, CHATTANOOGA, TN 37406-4019
InvestorPossibly a Property Investor

Mortgage

Document Number0012792962
DateDec 30, 2021
Instrument12792/962
Lender
NameRELIANT BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueDec 22, 2022

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateDec 08, 2021
Property Address4149 INLET LOOP, CHATTANOOGA, TN 37416-3083
Document Number0000000162
Book / Page12763 / 679
Map ReferenceMB 122 PG 15
Instrument DateDec 08, 2021
Instrument2021120800162
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST COMPA

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3200 N HAWTHORNE ST, CHATTANOOGA, TN 37406-4019
InvestorPossibly a Property Investor

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateMay 26, 2021
Property Address4149 INLET LOOP, CHATTANOOGA, TN 37416-3083
Document Number0000000144
Book / Page12500 / 384
Map ReferenceMB 119 PG 72
Instrument DateMay 25, 2021
Instrument2021052600144
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyTITLE GUARANTY, TITLE GUARANTY AND TRUST CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3200 N HAWTHORNE ST, CHATTANOOGA, TN 37406-4019
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,764.00 (-16.87%)$116,400 (+22.72%)$465,600 (+22.72%) Land $50,000 Building $415,600
2024$2,122.00$94,850 (-)$379,400 (-) Land $50,000 Building $329,400
2023$2,122.00$94,850 (-)$379,400 (-) Land $50,000 Building $329,400
2022$2,122.00$94,850$379,400 Land $50,000 Building $329,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650114113, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 36% of the US · above 53% of Tennessee
Wildfire LikelihoodAbout 1 in 1,887 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 156 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Electric Power Board of Chattanooga, TennesseeFiber100,000 / 100,000
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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