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4202 Winston Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 4202 Winston Ave, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,020 sqft · built 1927
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$125,700 (Nov 2017)
Tax Bill$2,200 (2025)
Deeds & MortgagesAug 2022 Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN056-23-02-001.00

Property Details

APN / Parcel Number

Primary APN056-23-02-001.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,020 sqft Finished Area

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Exterior MaterialBrick
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions115 ft deep x 1 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address4202 WINSTON AVE
CityCOVINGTON
StateKY
Zip41015-1734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKRUSE J H RE-SUBD TAYLOR N 1' LOT GG ALL EE & FF LESS PARCEL SOLD TO COMM
Legal SubdivisionKRUSE J H RE-SUBD TAYLOR
Legal Lot NumberFF,EE,G
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2005
Census Tract61300

Owner

4202 Winston Ave is owned and occupied by an individual who bought it in November 2017.

Source: Kenton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address4202 WINSTON AVE, COVINGTON, KY 41015-1734
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2022Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Nov 13, 2017Warranty Deed, Transfer · FHA Mortgage
SAGAMORE HM MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 13, 2017 · Amount on File
Deed SaleNov 13, 2017 · Amount on File
Deed Document Number201711 13 059 00197
Deed Book / Page6292 / 288
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address4202 WINSTON AVE, COVINGTON, KY 41015-1734
Transaction TypeMortgage
Record UpdatedJan 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address4202 WINSTON AVE, COVINGTON, KY 41015-1734

Mortgage

Document Number0005900127
DateAug 24, 2022
Book Page401/42
Instrument22082405900127
Lender
NameUS BANK NA
TypeBank
Address42381
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term303 Months
DueNov 1, 2047

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateNov 13, 2017
Property Address4202 WINSTON AVE, COVINGTON, KY 41015-1734
Document Number0000000197
Book / Page0C6292 / 000288
Instrument DateOct 31, 2017
Instrument197
Transaction TypeTransfer
Record UpdatedDec 12, 2017
Title CompanyCOSMOPOLITAN TITLE CORPORATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$125.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4202 WINSTON AVE COVINGTON KY 410151734, COVINGTON, KY 41015-1734

Mortgage

Document Number198
DateNov 13, 2017
Book Page0C6292/000291
Instrument198
Lender
NameSAGAMORE HM MTG
TypeMortgage Company
AddressINDIANAPOLIS, IN 46214
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4202 Winston Ave was $2,200.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$167,400 (+0.78%) Land $15,000 Building $152,400$167,400 (+0.78%) Land $15,000 Building $152,400
2025$2,200.00$166,100 Land $10,000 Building $156,100$166,100 Land $10,000 Building $156,100
2023$2,212.00$166,100 Land $10,000 Building $156,100$166,100 Land $10,000 Building $156,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4202 Winston Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4202 Winston Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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