4301 Winston Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 4301 Winston Ave, Covington, KY 41015

Property Summary

Property TypeConvenience Store with Fuel Pump
Details1,734 sqft · built 1967
Lot Size0.761 acres (33,149 sqft)
OwnerCompany Name on Record
Last Sale$1,260,000 (Apr 2024)
Tax Bill$12,486 (2025)
Deeds & MortgagesApr 2024 Mortgage
Apr 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN056-20-00-059.08

Property Details

APN / Parcel Number

Primary APN056-20-00-059.08

Interior

Building Area1,734 sqft Finished Area

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Lot Area33,149 sqft (0.761 acres)
Lot Dimensions200 ft deep x 200 ft wide

Location & Zoning

Street Address4301 WINSTON AVE
CityCOVINGTON
StateKY
Zip41015-1739
Property CategoryCommercial
Property TypeCommercial > Retail > Convenience Store with Fuel Pump
Legal DescriptionSOHIO TRACT DIV 2ND PT UNNUM TRACT 0.761 ACS 200'X 200' SWC 43RD & WINSTON LESS PARCEL SOLD TO COMM
Legal SubdivisionSOHIO TRACT
Legal Phase2
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3004
Census Tract61300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address950 BURGESS CT, CINCINNATI, OH 45245-7022
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2024Deed of Trust, Mortgage · Commercial Mortgage
STOCK YARDS BANK & TRUST CO
Apr 23, 2024Limited Warranty Deed, Transfer · Commercial Mortgage
STOCK YARDS BANK & TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 23, 2024 · Amount on Record
Deed SaleApr 23, 2024 · Amount on Record
Prior SaleSep 28, 2009
Deed Document Number2024199
Deed Book / Page280 / 789
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address4301 WINSTON AVE, COVINGTON, KY 41015-1739
Transaction TypeMortgage
Record UpdatedMay 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address950 BURGESS CT, CINCINNATI, OH 45245-7022

Mortgage

Document Number0005900205
DateApr 23, 2024
Book PageKCM543/148
Instrument24042305900205
Lender
NameSTOCK YARDS BANK & TRUST CO
TypeBank
Address1040 E MAIN ST, LOUISVILLE, KY 40206
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueApr 22, 2029

April 2024: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionKENTON KY
Recording DateApr 23, 2024
Property Address4301 WINSTON AVE, COVINGTON, KY 41015-1739
Document Number0005900204
Book / PageKC 280 / 789
Instrument DateApr 22, 2024
Instrument24042305900204
Transaction TypeTransfer
Record UpdatedNov 28, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,260.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address645 HAMILTON ST STE 400, 400, ALLENTOWN, PA 18101-2192

Transferred To (Grantee/Buyer)

NameVerified Name
Address950 BURGESS CT, CINCINNATI, OH 45245-7022

Mortgage

Document Number0005900205
DateApr 23, 2024
Instrument24040305900205
Lender
NameSTOCK YARDS BANK & TRUST CO
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueApr 22, 2029

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,260,000 (-) Land $315,000 Building $945,000$1,260,000 (-) Land $315,000 Building $945,000
2025$12,486.00 (-0.98%)$1,260,000 (+6.51%) Land $315,000 Building $945,000$1,260,000 (+6.51%) Land $315,000 Building $945,000
2023$12,610.00$1,183,000 Land $315,000 Building $868,000$1,183,000 Land $315,000 Building $868,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims16 (1978–2025)
Claims Outside the SFHA5 of 16
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 3 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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