Kenton County property record for 4206 Winston Ave, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,344 sqft · built 1925 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $115,000 (Apr 2021) |
| Tax Bill | $1,523 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-23-02-037.01 |
| Primary APN | 056-23-02-037.01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,344 sqft Finished Area |
| Gross Area | 1,504 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 4206 WINSTON AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KRUSE J H RE-SUBD TAYLOR LOT II & S 12' LOT HH 40' ES WINSTON 100' S OF E 42ND ST |
| Legal Subdivision | KRUSE J H RE-SUBD TAYLOR |
| Legal Lot Number | IIPTHH |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 61300 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4206 WINSTON AVE, COVINGTON, KY 41015-1734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2024 | Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Apr 27, 2021 | Fiduciary Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2021 · Amount on Record |
| Deed Sale | Apr 27, 2021 · Amount on Record |
| Deed Document Number | 202159993 |
| Deed Book / Page | 86 / 831 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4206 WINSTON AVE, COVINGTON, KY 41015-1734 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2024 |
| Title Company | TIMIOS INC, TIMIOS |
| Name | Verified Name |
|---|---|
| Address | 4206 WINSTON AVE, COVINGTON, KY 41015-1734 |
| Document Number | 0005900180 |
|---|---|
| Date | Apr 15, 2024 |
| Book Page | KCM540/755 |
| Instrument | 24041505900180 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | 8800 BAYMEADOWS WAY W STE 400, JACKSONVILLE, FL 32256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | May 1, 2051 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 27, 2021 |
| Property Address | 4206 WINSTON AVE, COVINGTON, KY 41015-1734 |
| Document Number | 0005900206 |
| Book / Page | 86 / 831 |
| Map Reference | MB 88 PG 640 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 21042705900206 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Title Company | AMERICAN HOMELAND TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1372 HANDS PIKE, COVINGTON, KY 41017-9777 |
| Name | Verified Name |
|---|---|
| Address | 4206 WINSTON AVE, COVINGTON, KY 41015-1734 |
| Document Number | 0005900207 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | 208/375 |
| Instrument | 21042705900207 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $149,800 (+30.26%) Land $15,000 Building $134,800 | $149,800 (+30.26%) Land $15,000 Building $134,800 | |
| 2025 | $1,523.00 (-0.52%) | $115,000 (-) Land $10,000 Building $105,000 | $115,000 (-) Land $10,000 Building $105,000 |
| 2023 | $1,531.00 | $115,000 Land $10,000 Building $105,000 | $115,000 Land $10,000 Building $105,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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