4299 Winston Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 4299 Winston Ave, Covington, KY 41015

Property Summary

Property TypeDrug Store, Pharmacy
Details14,820 sqft · built 2010
Lot Size2.25 acres (98,271 sqft)
OwnerCompany Name on Record
Last Sale$2,100,000 (Jun 2026)
Tax Bill$32,118 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jun 2026 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN056-14-11-007.00

Property Details

APN / Parcel Number

Primary APN056-14-11-007.00

Interior

Building Area14,820 sqft Finished Area

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Lot Area98,271 sqft (2.25 acres)

Location & Zoning

Street Address4299 WINSTON AVE
CityCOVINGTON
StateKY
Zip41015-1709
Property CategoryCommercial
Property TypeCommercial > Retail > Drug Store, Pharmacy
Legal DescriptionSOHIO TRACT DIV 1ST PT TRACT 3 2.2556 ACS NWC W 43RD & WINSTON KNOWN AS ID PLAT TRACT A
Legal SubdivisionSOHIO TRACT
Legal Phase1ST
Legal TractA,3
Legal Lot Number3
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3000
Census Tract61300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address736 CHERRY ST, CHATTANOOGA, TN 37402-1909
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2026Deed of Trust, Mortgage · Conventional Mortgage
WESBANCO BANK INC
Jun 24, 2026Special Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 30, 2025Special Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 24, 2026 · Amount on Record
Deed SaleJun 24, 2026 · Amount on Record
Prior SaleJan 8, 2010 · Amount on Record
Deed Document Number202613055
Deed Book / Page449 / 596
Prior Transfer DateJan 6, 2010
Prior Transfer Doc0005900166
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Recording DateJul 1, 2026
Property Address4299 WINSTON AVE, COVINGTON, KY 41015-1709
Document Number0000013606
Book / Page453 / 745
Instrument DateJun 2, 2026
Instrument202613606
Transaction TypeMortgage
Record UpdatedJul 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address736 CHERRY ST, 200, CHATTANOOGA, TN 37402-1909

Mortgage

Document Number0000013606,
DateJul 1, 2026
Book Page453/745
Instrument202613606
Lender
NameWESBANCO BANK INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJun 2, 2031
Interest
Rate6.37%
Max Rate-1%

June 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKENTON KY
Recording DateJun 24, 2026
Property Address4299 WINSTON AVE, COVINGTON, KY 41015-1709
Document Number0000013055
Book / Page449 / 596
Instrument DateMay 26, 2026
Instrument202613055
Transaction TypeTransfer
Record UpdatedJul 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$212,100.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address736 CHERRY ST, CHATTANOOGA, TN 37402-1909

September 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKENTON KY
Recording DateSep 30, 2025
Property Address4299 WINSTON AVE, COVINGTON, KY 41015-1709
Document Number0005900066
Book / PageKC 365 / 928
Instrument DateAug 27, 2025
Instrument25093005900066
Transaction TypeTransfer
Record UpdatedOct 22, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1159, DEERFIELD, IL 60015-6002

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1159, DEERFIELD, IL 60015-6002
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,600,000 (-50.63%) Land $791,000 Building $809,000$1,600,000 (-50.63%) Land $791,000 Building $809,000
2025$32,118.00 (-3.32%)$3,241,000 (-) Land $791,000 Building $2,450,000$3,241,000 (-) Land $791,000 Building $2,450,000
2024$33,220.00 (-3.85%)$3,241,000 (-) Land $791,000 Building $2,450,000$3,241,000 (-) Land $791,000 Building $2,450,000
2023$34,549.00$3,241,000 Land $791,000 Building $2,450,000$3,241,000 Land $791,000 Building $2,450,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims16 (1978–2025)
Claims Outside the SFHA5 of 16
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 3 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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