4110 Winston Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 4110 Winston Ave, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,398 sqft · built 1925
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on File
Last Sale$205,000 (Nov 2023)
Tax Bill$2,716 (2025)
Deeds & MortgagesOct 2024 Mortgage
Nov 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN056-23-01-017.00

Property Details

APN / Parcel Number

Primary APN056-23-01-017.00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,398 sqft Finished Area
Gross Area1,585 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Lot Area3,920 sqft (0.09 acres)
Lot Dimensions149 ft deep x 29 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4110 WINSTON AVE
CityCOVINGTON
StateKY
Zip41015-1733
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKRUSE J H RE-SUBD TAYLOR LOT Y
Legal SubdivisionKRUSE J H RE-SUBD TAYLOR
Legal Lot NumberY
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2002
Census Tract61300

Owner

4110 Winston Ave is owned and occupied by an individual who bought it in November 2023.

Source: Kenton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address4110 WINSTON AVE, COVINGTON, KY 41015-1733
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2024Deed of Trust, Mortgage · Conventional Mortgage
VAN DYK MORTGAGE CORP
Nov 9, 2023Warranty Deed, Transfer · Conventional Mortgage
VAN DYK MORTGAGE CORP
Apr 19, 2022Warranty Deed, Transfer
360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 9, 2023 · Amount on File
Deed SaleNov 9, 2023 · Amount on File
Prior SaleApr 19, 2022 · Amount on File
Deed Document Number2023255
Deed Book / Page256 / 132
Prior Transfer DateMar 27, 2013
Prior Transfer Doc0005900019
Record UpdatedOct 29, 2026

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address4110 WINSTON AVE, COVINGTON, KY 41015-1733
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4110 WINSTON AVE, COVINGTON, KY 41015-1733

Mortgage

Document Number0005900078
DateOct 10, 2024
Book PageKCM 591/28
Instrument24101005900078
Lender
NameVAN DYK MORTGAGE CORP
TypeMortgage Company
AddressGRAND RAPIDS, MI 49546
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2054

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateNov 9, 2023
Property Address4110 WINSTON AVE, COVINGTON, KY 41015-1733
Document Number0005900255
Book / PageKC 256 / 132
Map ReferencePL 129
Instrument DateOct 31, 2023
Instrument23110905900255
Transaction TypeTransfer
Record UpdatedJan 5, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1038 ANN ST, NEWPORT, KY 41071-1418

Transferred To (Grantee/Buyer)

NameVerified Name
Address4110 WINSTON AVE, COVINGTON, KY 41015-1733

Mortgage

Document Number0005900256
DateNov 9, 2023
Instrument23110905900256
Lender
NameVAN DYK MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2053

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateApr 19, 2022
Property Address4110 WINSTON AVE, COVINGTON, KY 41015-1733
Document Number0005900061
Book / Page160 / 496
Map ReferencePL 129
Instrument DateApr 15, 2022
Instrument22041905900061
Transaction TypeTransfer
Record UpdatedJan 5, 2024
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1189 EVERWOOD LN, INDEPENDENCE, KY 41051-9031

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1038 ANN ST, NEWPORT, KY 41071-1418

Tax Assessment & Valuation

The 2025 property tax bill for 4110 Winston Ave was $2,716.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$205,000 (-) Land $15,000 Building $190,000$205,000 (-) Land $15,000 Building $190,000
2025$2,716.00$205,000 Land $10,000 Building $195,000$205,000 Land $10,000 Building $195,000
2023$845.00 (-8.55%)$63,500 (-9.29%) Land $10,000 Building $53,500$63,500 (-9.29%) Land $10,000 Building $53,500
2022$924.00$70,000 Land $10,000 Building $60,000$70,000 Land $10,000 Building $60,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4110 Winston Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4110 Winston Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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