Hamilton County property record for 4200 E Stump St, Chattanooga, TN 37412
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,826 sqft · built 1968 |
| Lot Size | 0.789 acres (34,385 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $119,900 (Mar 2013) |
| Tax Bill | $1,265 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Feb 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 168M G 014 |
| Primary APN | 168M G 014 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,826 sqft Living Area |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 34,385 sqft (0.789 acres) |
| Lot Dimensions | 172 ft deep x 201 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000111815 |
|---|---|
| Street Address | 4200 E STUMP ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37412-2238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR |
| Legal Description | LTS 43 44 45 & 46 J W CLINE SUB PB10 PG24 |
| Legal Subdivision | CLINE J W |
| Legal Lot Number | 43,44 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 11800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4200 E STUMP ST, CHATTANOOGA, TN 37412-2238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · FHA Mortgage SAYGO HOME LOANS LLC |
| Feb 4, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 23, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Apr 14, 2020 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2013 · Amount on Record |
| Deed Sale | Mar 25, 2013 · Amount on Record |
| Deed Document Number | 201322 |
| Deed Book / Page | 9905 / 158 |
| Prior Transfer Date | Feb 28, 2011 |
| Prior Transfer Doc | 0000000105 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4200 E STUMP ST, CHATTANOOGA, TN 37412-2238 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4200 E STUMP ST, CHATTANOOGA, TN 37412-2238 |
| Document Number | 0000000035 |
|---|---|
| Date | Dec 29, 2025 |
| Book Page | 14149/963 |
| Instrument | 2025122900035 |
| Name | SAYGO HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85250 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 5% |
| Index | 5-Year CMT |
| Max Rate | 6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4200 E STUMP ST, CHATTANOOGA, TN 37412-2238 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4200 E STUMP ST, CHATTANOOGA, TN 37412-2238 |
| Document Number | 0000000010 |
|---|---|
| Date | Feb 4, 2025 |
| Book Page | 13828/263 |
| Instrument | 2025020400010 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4200 E STUMP ST, CHATTANOOGA, TN 37412-2238 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4200 E STUMP ST, CHATTANOOGA, TN 37412-2238 |
| Document Number | 0000000189 |
|---|---|
| Date | Aug 23, 2022 |
| Book Page | 13067/573 |
| Instrument | 2022082300189 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Aug 1, 2062 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4200 E STUMP ST, CHATTANOOGA, TN 37412-2238 |
| Document Number | 0504000026 |
| Instrument Date | Apr 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 4200 E STUMP ST CHATTANOOGA TN 374122238, CHATTANOOGA, TN 37412-2238 |
| Document Number | 0504000026 |
|---|---|
| Date | May 4, 2020 |
| Book Page | 011988/000595 |
| Instrument | 200504000026 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 3, 2050 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | East Ridge City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,265.00 (+17.46%) | $83,500 (+73.33%) | $334,000 (+73.33%) Land $50,000 Building $284,000 |
| 2024 | $1,077.00 (-36.23%) | $48,175 (-) | $192,700 (-) Land $40,000 Building $152,700 |
| 2023 | $1,689.00 | $48,175 (-) | $192,700 (-) Land $40,000 Building $152,700 |
| 2022 | $1,689.00 | $48,175 | $192,700 Land $40,000 Building $152,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–2012) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2012 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.2% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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