Hamilton County property record for 4112 E Stump St, Chattanooga, TN 37412
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,904 sqft · built 1987 |
| Lot Size | 0.25 acres (10,903 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $129,900 (May 2011) |
| Tax Bill | $1,192 (2025) |
| Deeds & Mortgages | Feb 2023 Transfer May 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 168M G 007 |
| Primary APN | 168M G 007 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,904 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,903 sqft (0.25 acres) |
| Lot Dimensions | 121 ft deep x 90 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000111808 |
|---|---|
| Street Address | 4112 E STUMP ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37412-2236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR |
| Legal Description | LT 9-B J W CLINE SUB PB10 PG24 REV 42-201 0334 08 02 |
| Legal Subdivision | J W CLINES SUBDIVISION |
| Legal Lot Number | 9-B |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 11800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4112 E STUMP ST, CHATTANOOGA, TN 37412-2236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| May 15, 2019 | Loan Modification, Mortgage · Conventional Mortgage PLANET HM LNDG |
| May 15, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2011 · Amount on Record |
| Deed Sale | May 11, 2011 · Amount on Record |
| Deed Document Number | 2011110 |
| Deed Book / Page | 9399 / 485 |
| Last Transfer Date | Feb 16, 2023 |
| Transfer Doc | 0000000097 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 17, 2023 |
| Property Address | 4112 E STUMP ST, CHATTANOOGA, TN 37412-2236 |
| Document Number | 0000000097 |
| Book / Page | 13214 / 388 |
| Map Reference | MB 42 PG 201 |
| Instrument Date | Feb 16, 2023 |
| Instrument | 2023021700097 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4112 E STUMP ST, CHATTANOOGA, TN 37412-2236 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4112 E STUMP ST, CHATTANOOGA, TN 37412-2236 |
| Document Number | 0603000012 |
| Instrument Date | May 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4112 E STUMP ST CHATTANOOGA TN 374122236, CHATTANOOGA, TN 37412-2236 |
| Document Number | 0603000012 |
|---|---|
| Date | Jun 3, 2019 |
| Book Page | 011656/000711 |
| Instrument | 190603000012 |
| Name | PLANET HM LNDG |
|---|---|
| Address | MERIDEN, CT 06450 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 2, 2049 |
| Rate | 4.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4112 E STUMP ST, CHATTANOOGA, TN 37412-2236 |
| Document Number | 0613000015 |
| Instrument Date | May 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 4112 E STUMP ST CHATTANOOGA TN 374122236, CHATTANOOGA, TN 37412-2236 |
| Document Number | 0613000015 |
|---|---|
| Date | Jun 13, 2019 |
| Book Page | 011667/000752 |
| Instrument | 190613000015 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 12, 2049 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | East Ridge City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,192.00 (+6.71%) | $78,675 (+57.51%) | $314,700 (+57.51%) Land $50,000 Building $264,700 |
| 2024 | $1,117.00 (-36.17%) | $49,950 (-) | $199,800 (-) Land $40,000 Building $159,800 |
| 2023 | $1,750.00 | $49,950 (-) | $199,800 (-) Land $40,000 Building $159,800 |
| 2022 | $1,750.00 | $49,950 | $199,800 Land $40,000 Building $159,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–2012) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2012 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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