4114 E Stump St, Chattanooga, TN 37412 Property Records

Hamilton County property record for 4114 E Stump St, Chattanooga, TN 37412

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,200 sqft · built 1987
Lot Size	0.223 acres (9,746 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Aug 2021)
Tax Bill	$861 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`168M G 008`

Property Details

APN / Parcel Number

Primary APN	`168M G 008`
Alternative APN	`0000111809`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,200 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,746 sqft (0.223 acres)
Lot Dimensions	100 ft deep x 94 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000111809
Street Address	4114 E STUMP ST
City	CHATTANOOGA
State	TN
Zip	37412-2236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	LT 27 PT 26 J W CLINE PB 10 PG 24 0334 08 03
Legal Subdivision	CLINE J W
Legal Lot Number	27
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	5
Census Block	5001
Census Tract	11800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4114 E STUMP ST, CHATTANOOGA, TN 37412-2236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2021 · Amount on Record
Deed Sale	Aug 30, 2021 · Amount on Record
Prior Sale	May 28, 2010 · Amount on Record
Deed Document Number	20210830279
Deed Book / Page	12529 / 79
Prior Transfer Date	Dec 15, 2005
Prior Transfer Doc	0000000175
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 30, 2021
Property Address	4114 E STUMP ST, CHATTANOOGA, TN 37412-2236
Document Number	0000000279
Book / Page	12529 / 79
Map Reference	MB 10 PG 24
Instrument Date	Aug 27, 2021
Instrument	2021083000279
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, BRIDGE CITY TTL EAST BRAINER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4114 E STUMP ST, CHATTANOOGA, TN 37412-2236

Mortgage

Document Number	0001252982
Date	Aug 30, 2021
Instrument	12529/82

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$861.00 (-4.65%)	$56,825 (+40.66%)	$227,300 (+40.66%) Land $50,000 Building $177,300
2024	$903.00 (-36.27%)	$40,400 (-)	$161,600 (-) Land $40,000 Building $121,600
2023	$1,417.00	$40,400 (-)	$161,600 (-) Land $40,000 Building $121,600
2022	$1,417.00	$40,400	$161,600 Land $40,000 Building $121,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1979–2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2012

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20