Hamilton County property record for 4119 E Stump St, Chattanooga, TN 37412
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,304 sqft · built 1971 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on Record |
| Last Sale | $190,000 (Jul 2024) |
| Tax Bill | $880 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 168M H 006.01 |
| Primary APN | 168M H 006.01 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,304 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft |
| Lot Width | 10,000 ft Width |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000111824 |
|---|---|
| Old Parcel Number | 168M H 00601 |
| Street Address | 4119 E STUMP ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37412-2235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR |
| Legal Description | PT LTS 23 24 25 J W CLINE SUB PB10 PG24 |
| Legal Subdivision | CLINE J W |
| Legal Lot Number | 23,24 24 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 11800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 899 W 12TH ST, CHICKAMAUGA, GA 30707-1637 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN VALLEY BANK |
| Jul 15, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage MOUNTAIN VALLEY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2024 · Amount on Record |
| Deed Sale | Jul 15, 2024 · Amount on Record |
| Deed Document Number | 0013649321 |
| Deed Book / Page | 13649 / 321 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 30, 2026 |
| Property Address | 4119 E STUMP ST, CHATTANOOGA, TN 37412-2235 |
| Document Number | 0000000001 |
| Book / Page | 14385 / 751 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 20261 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2026 |
| Title Company | ESCROW AND TITLE, ESCROW & TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 171 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000001, |
|---|---|
| Date | Jul 30, 2026 |
| Book Page | 14385/751 |
| Instrument | 20261 |
| Name | MOUNTAIN VALLEY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 15, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 15, 2024 |
| Property Address | 4119 E STUMP ST, CHATTANOOGA, TN 37412-2235 |
| Document Number | 0000000201 |
| Book / Page | 13649 / 321 |
| Map Reference | MB 10 PG 24 |
| Instrument Date | Jul 15, 2024 |
| Instrument | 2024071500201 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | RELI SETTLEMENT SOLUTIONS LLC, RELI SETTLEMENT SLN LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $703.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 899 W 12TH ST, CHICKAMAUGA, GA 30707-1637 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000202 |
|---|---|
| Date | Jul 15, 2024 |
| Instrument | 2024071500202 |
| Name | MOUNTAIN VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 15, 2044 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | East Ridge City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $880.00 (+4.14%) | $58,075 (+53.64%) | $232,300 (+53.64%) Land $40,000 Building $192,300 |
| 2024 | $845.00 (-36.32%) | $37,800 (-) | $151,200 (-) Land $32,000 Building $119,200 |
| 2023 | $1,327.00 | $37,800 (-) | $151,200 (-) Land $32,000 Building $119,200 |
| 2022 | $1,327.00 | $37,800 | $151,200 Land $32,000 Building $119,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–2012) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2012 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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