Hamilton County property record for 4118 E Stump St, Chattanooga, TN 37412
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,394 sqft · built 1950 |
| Lot Size | 0.215 acres (9,400 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $915 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 168M G 009 |
| Primary APN | 168M G 009 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,394 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,400 sqft (0.215 acres) |
| Lot Dimensions | 100 ft deep x 94 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000111810 |
|---|---|
| Street Address | 4118 E STUMP ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37412-2236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR |
| Legal Description | LTS 28 29 & PAT LTS 26 27 J W CLINE S/D PB 10 PG 24 0334 08 04 |
| Legal Lot Number | 28,29 29 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 11800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
4118 E Stump St is owned and occupied by an individual who acquired it in October 1990.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4118 E STUMP ST, CHATTANOOGA, TN 37412-2236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 1990 |
| Deed Sale | Oct 15, 1990 |
| Deed Document Number | 0003831188 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 4118 E Stump St was $915, up 20.6% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | East Ridge City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $915.00 (+20.55%) | $60,425 (+77.98%) | $241,700 (+77.98%) Land $50,000 Building $191,700 |
| 2024 | $759.00 (-36.33%) | $33,950 (-) | $135,800 (-) Land $40,000 Building $95,800 |
| 2023 | $1,192.00 | $33,950 (-) | $135,800 (-) Land $40,000 Building $95,800 |
| 2022 | $1,192.00 | $33,950 | $135,800 Land $40,000 Building $95,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4118 E Stump St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–2012) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2012 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4118 E Stump St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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