Chesapeake City property record for 411 Regency St, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $763,240 (Jan 2026) |
| Tax Bill | $1,869 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Jan 2026 Sale & Mortgage + 1 more |
| APN | 0394004000130 |
| Primary APN | 0394004000130 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,279 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 411 REGENCY ST |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-6156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | LOT 13 HAVEN AT CENTERVILLE PH TWO 0.240AC |
| Legal Subdivision | CAMDEN HAVEN |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 5 |
| Census Block | 5007 |
| Census Tract | 20804 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 411 REGENCY ST, CHESAPEAKE, VA 23320-6156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 1, 2024 | Deed of Trust, Mortgage · Line of Credit TOWNEBANK |
| Jan 16, 2026 | Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE |
| Mar 8, 2024 | Warranty Deed, Transfer · VA Mortgage TIDEWATER MORTGAGE SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2026 · Amount on Record |
| Deed Sale | Jan 16, 2026 · Amount on Record |
| Deed Document Number | 20261279 |
| Deed Book / Page | 10935 / 1923 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 411 REGENCY ST, CHESAPEAKE, VA 23320-6156 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010730/490 |
|---|---|
| Date | Mar 1, 2024 |
| Book Page | 10730/490 |
| Instrument | 240003920 |
| Name | TOWNEBANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jan 16, 2026 |
| Property Address | 411 REGENCY ST, CHESAPEAKE, VA 23320-6156 |
| Document Number | 10935/1923 |
| Book / Page | 10935 / 1923 |
| Map Reference | MB 182 PG 78 |
| Instrument Date | Dec 9, 2025 |
| Instrument | 260001279 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Title Company | EQUITY TITLE COMPANY, EQUITY TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $763.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 411 REGENCY ST, CHESAPEAKE, VA 23320-6156 |
| Document Number | 0260001280 |
|---|---|
| Date | Jan 16, 2026 |
| Instrument | 260001280 |
| Name | ATLANTIC COAST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Mar 8, 2024 |
| Property Address | 411 REGENCY ST, CHESAPEAKE, VA 23320-6156 |
| Document Number | 010732/516 |
| Book / Page | 10732 / 516 |
| Instrument Date | Feb 13, 2024 |
| Instrument | 240004484 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2024 |
| Title Company | EQUITY TITLE COMPANY, EQUITY TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 REGENCY ST, CHESAPEAKE, VA 23320-6156 |
| Document Number | 0240004485 |
|---|---|
| Date | Mar 8, 2024 |
| Instrument | 240004485 |
| Name | TIDEWATER MORTGAGE SERVICES INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $746,700 (+303.62%) Land $205,000 Building $541,700 | $746,700 (+303.62%) Land $205,000 Building $541,700 | |
| 2025 | $1,869.00 | $185,000 (+5.71%) Land $185,000 | $185,000 (+5.71%) Land $185,000 |
| 2024 | $1,869.00 | ||
| 2023 | $175,000 Land $175,000 | $175,000 Land $175,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 100 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 102 units insured incl. 2 condo units |
| Nearby Flood Claims | 2 (2011–2016) |
| Most Recent Claim | Jan 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 91% of Virginia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 2,000 / 35 |
| Starlink Satellite | 280 / 30 |
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