Sacramento County property record for 431 Geranium Cir, Galt, CA 95632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,939 sqft · built 2007 |
| Lot Size | 0.23 acres (10,008 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $480,000 (Jul 2007) |
| Tax Bill | $8,106 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 148-1070-027-0000 |
| Primary APN | 148-1070-027-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,939 sqft Living Area |
| 1st Floor Area | 1,903 sqft |
| 2nd Floor Area | 1,036 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 10,008 sqft (0.23 acres) |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 431 GERANIUM CIR |
|---|---|
| City | GALT |
| State | CA |
| Zip | 95632-2057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | SCHMIDT RANCH NO. 2, LOT 97 |
| Legal Subdivision | SCHMIDT RANCH NO. 2 |
| Legal Lot Number | 97 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | GALT |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 9502 |
Source: Sacramento County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 431 GERANIUM CIR, GALT, CA 95632-2057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2007 · Amount on Record |
| Deed Sale | Jul 18, 2007 · Amount on Record |
| Deed Book / Page | 20070718 / 1147 |
| Last Transfer Date | Jan 11, 2022 |
| Transfer Doc | 2022000967 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jan 20, 2022 |
| Property Address | 431 GERANIUM CIR, GALT, CA 95632-2057 |
| Document Number | 0000000967 |
| Map Reference | MB 347 PG 02 |
| Instrument Date | Jan 11, 2022 |
| Instrument | 2022012000967 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2022 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 431 GERANIUM CIR, GALT, CA 95632-2057 |
| Document Number | 0000000968 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 2022012000968 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Galt City |
| Elementary School District | Galt Joint Union Elementary School District (KG - 08) |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $613,126 (+2%) Land $151,223 Building $461,903 | |
| 2025 | $8,106.00 (+4.22%) | $601,105 (+4.04%) Land $148,258 Building $452,847 |
| 2024 | $7,778.00 (+1.99%) | |
| 2023 | $7,626.00 (-8.02%) | $577,764 Land $142,501 Building $435,263 |
| 2022 | $8,291.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon, Xfinity.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures