420 Fox Sedge Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 420 Fox Sedge Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,936 sqft · built 2019
Lot Size	0.408 acres (17,816 sqft)
Owner	2 Individual Names on File
Last Sale	$377,833 (Apr 2019)
Tax Bill	$5,420 (2025)
Deeds & Mortgages	Jul 2023 Sale Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T190300118`

Property Details

APN / Parcel Number

Primary APN	`T190300118`
Alternative APN	`2-0042-C700-00-095A.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,936 sqft Living Area
Basement Area	1,452 sqft

Exterior

Year Built	Built 2019
Exterior Material	Brick/Stone
Lot Area	17,816 sqft (0.408 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	T190300118
Street Address	420 FOX SEDGE CT
City	O FALLON
State	MO
Zip	63366-1599
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COBBLESTONE CROSSING #2 LOT 95A
Legal Range	03E
Legal Township	47N
Legal Subdivision	COBBLESTONE CROSSING #2
Legal Lot Number	95A
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2010
Census Tract	311801

Owner

420 Fox Sedge Ct is owned and occupied by two individuals who bought it in April 2019.

Source: St. Charles County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	420 FOX SEDGE CT, O FALLON, MO 63366-1599
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Warranty Deed, Transfer NOT AVAILABLE, UST
Mar 16, 2020	Deed of Trust, Mortgage US BK
Apr 16, 2019	Grant Deed, Subdivision Related Transfer US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2019 · Amount on File
Deed Sale	Apr 16, 2019 · Amount on File
Deed Document Number	0070591914
Deed Book / Page	7059 / 1914
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 28, 2023
Property Address	420 FOX SEDGE CT, O FALLON, MO 63366-1599
Document Number	0000030148
Instrument Date	Jul 26, 2023
Instrument	2023R-030148
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	NOT AVAILABLE, UST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	854 LONE STAR DR, O FALLON, MO 63366-1950

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 FOX SEDGE CT, O FALLON, MO 63366-1599

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	420 FOX SEDGE CT, O FALLON, MO 63366-1599
Document Number	0072541310
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	420 FOX SEDGE CT O FALLON MO 633661599, O FALLON, MO 63366-1599

Mortgage

Document Number	0072541310
Date	Mar 24, 2020
Book Page	007254/001310
Instrument	179980

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 23, 2050

April 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 16, 2019
Property Address	420 FOX SEDGE CT, O FALLON, MO 63366-1599
Document Number	0070591914
Book / Page	007059 / 001914
Instrument Date	Apr 12, 2019
Instrument	172040
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 14, 2019
Title Company	DEPENDABLE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	420 FOX SEDGE CT O FALLON MO 633661599, O FALLON, MO 63366-1599

Mortgage

Document Number	70591916
Date	Apr 16, 2019
Book Page	007059/001916
Instrument	172050

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 420 Fox Sedge Ct was $5,420.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,420.00	$84,598	$445,251 Land $60,000 Building $385,251
2023		$79,723 (+6.57%)
2022	$5,302.00	$74,805	$419,592 (+6.57%) Land $50,000 Building $369,592
2021			$393,710 Land $50,000 Building $343,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 420 Fox Sedge Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 Fox Sedge Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon, Wisper ISP.

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