411 Fox Sedge Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 411 Fox Sedge Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,705 sqft · built 2020
Lot Size	0.178 acres (7,771 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,400 (Jun 2020)
Tax Bill	$5,264 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T190300125`

Property Details

APN / Parcel Number

Primary APN	`T190300125`
Alternative APN	`2-0042-C700-00-100B.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,705 sqft Living Area
Gross Area	4,446 sqft
1st Floor Area	1,482 sqft
Basement Area	1,482 sqft
Finished Basement	741 sqft
Unfinished Basement	741 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	7,771 sqft (0.178 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	T190300125
Street Address	411 FOX SEDGE CT
City	O FALLON
State	MO
Zip	63366-1654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COBBLESTONE CROSSING #2 LOT 100B
Legal Subdivision	COBBLESTONE CROSSING #2
Legal Lot Number	100B
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2010
Census Tract	311801

Owner

Source: St. Charles County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	411 FOX SEDGE CT, O FALLON, MO 63366-1654
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Line of Credit VALON MORTGAGE INC
Jun 15, 2020	Special Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2020 · Amount on Record
Deed Sale	Jun 15, 2020 · Amount on Record
Deed Document Number	2020405930
Deed Book / Page	7321 / 471
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	411 FOX SEDGE CT, O FALLON, MO 63366-1654
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 FOX SEDGE CT, O FALLON, MO 63366-1654

Mortgage

Document Number	0000049077
Date	Nov 3, 2025
Instrument	2025R-049077

Lender

Name	VALON MORTGAGE INC
Type	Mortgage Company
Address	PHOENIX, AZ 85044

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 16, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 15, 2020
Property Address	411 FOX SEDGE CT, O FALLON, MO 63366-1654
Document Number	0073210471
Book / Page	7321 / 471
Map Reference	MB 50 PG 134
Instrument Date	Jun 12, 2020
Instrument	20200615000405930
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16091 SWINGLEY RIDGE RD # RD300, 16091, CHESTERFIELD, MO 63017-2005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 FOX SEDGE CT, O FALLON, MO 63366-1654

Mortgage

Document Number	20200615000405940
Date	Jun 15, 2020
Instrument	20200615000405940

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,264.00 (+11.08%)	$82,145 (+14.44%)	$432,344 (+14.45%) Land $60,000 Building $372,344
2024	$4,739.00
2023		$71,778
2022			$377,774 Land $50,000 Building $327,774

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon, Wisper ISP.

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