417 Fox Sedge Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 417 Fox Sedge Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,116 sqft · built 2018
Lot Size	0.341 acres (14,854 sqft)
Owner	Company Name on Record
Last Sale	$381,767 (May 2019)
Tax Bill	$5,847 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T190300120`

Property Details

APN / Parcel Number

Primary APN	`T190300120`
Alternative APN	`2-0042-C700-00-097A.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,116 sqft Living Area
Basement Area	2,060 sqft

Exterior

Year Built	Built 2018
Exterior Material	Composition/Composite
Lot Area	14,854 sqft (0.341 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	T190300120
Street Address	417 FOX SEDGE CT
City	O FALLON
State	MO
Zip	63366-1654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COBBLESTONE CROSSING #2 LOT 97A
Legal Range	03E
Legal Township	47N
Legal Subdivision	COBBLESTONE CROSSING #2
Legal Lot Number	97A
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2010
Census Tract	311801

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	417 FOX SEDGE CT, O FALLON, MO 63366-1654
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2021	Deed of Trust, Mortgage GOLDEN OAK LNDG
Aug 4, 2020	Deed of Trust, Mortgage FIRST CMNTY CU
May 24, 2019	Grant Deed, Subdivision Related Transfer GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2019 · Amount on Record
Deed Sale	May 24, 2019 · Amount on Record
Deed Document Number	0070791096
Deed Book / Page	7079 / 1096
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	417 FOX SEDGE CT, O FALLON, MO 63366-1654
Document Number	0000008101
Instrument Date	Jan 18, 2021
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	417 FOX SEDGE CT O FALLON MO 633661654, O FALLON, MO 63366-1654

Mortgage

Document Number	0000008101
Date	Jan 27, 2021
Instrument	8101

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	417 FOX SEDGE CT, O FALLON, MO 63366-1654
Document Number	0000075535
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	417 FOX SEDGE CT O FALLON MO 633661654, O FALLON, MO 63366-1654

Mortgage

Document Number	0000075535
Date	Oct 7, 2020
Instrument	75535

Lender

Name	FIRST CMNTY CU
Address	CHESTERFIELD, MO 63005

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 6, 2035

May 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 24, 2019
Property Address	417 FOX SEDGE CT, O FALLON, MO 63366-1654
Document Number	0070791096
Book / Page	007079 / 001096
Instrument Date	May 22, 2019
Instrument	251760
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 14, 2019
Title Company	CLEAR TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	417 FOX SEDGE CT O FALLON MO 633661654, O FALLON, MO 63366-1654

Mortgage

Document Number	70791098
Date	May 24, 2019
Book Page	007079/001098
Instrument	251770

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 23, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,847.00	$91,328 (+8.33%)	$480,675 (+8.33%) Land $60,000 Building $420,675
2023		$84,307
2022			$443,719 Land $50,000 Building $393,719

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon, Wisper ISP.

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